[{"titre":"Diversity, Inclusion, and Decolonization Committee Events on Truth and Reconciliation between Indigenous and non-Indigenous Peoples","url":"https://www.callacbd.ca/CALL-Blog/11129241","pubDate":"Mon, 26 Oct 2026 07:55:46 +0100","source":"Canadian Association of Law Libraries / L'Association canadienne des bibliothèques de droit CALL/ACBD Blog","description":"September 30 has been a significant date in Canada since 2013, when Phyllis Webstad from the Stswecem’c Xgat’tem First Nation shared her story of attending St. Joseph’s Residential School in Williams Lake, BC, for the first time in 1973. As a youngster , she proudly wore her shiny new orange shirt, only to have it taken from her by the school. Since then, Orange Shirt Day has been a national movement in Canada where people across the country wear orange in honour of Phyllis and other residential school survivors, so that we both recognize and raise awareness of the history and legacies of the Canadian residential school system. This year’s Orange Shirt Day, September 30, 2021, is also the inaugural National Day for Truth and Reconciliation in Canada. As part of its mandate, the Diversity, Inclusion, and Decolonization Committee (DIDC) of CALL/ACBD is committed to fostering awareness and acumen in respect of issues of diversity, inclusion, and decolonization within all sectors of law librarianship and related professions. Truth and Reconciliation between Indigenous and non-Indigenous peoples is a national movement that is not only limited to one day, but is an ongoing effort so that Indigenous Peoples and their rights are recognized, understood and respected by all . In this spirit, the DIDC, as part of CALL/ACBD, would like to highlight a couple of upcoming opportunities available to all of us to bring together our colleagues in order to honour survivors, their families and communities, and to sadly remember those who didn’t make it home: On Thursday, September 30 , the University of Windsor Law Library will be hosting WAAYDANAA | Now is the Time . The event will be held virtually and is free. Registration is required . Nadine Hoffman, in coordination with the Academic SIG and the DIDC, is planning a related event on strategies for aspects of Indigenous research to help us better understand legal research in relation to Indigenous Peoples. Stay tuned – format and details to","id":3241451},{"url":"https://hdl.handle.net/1866/46820","titre":"Aspects novateurs de la mécanique des fluides appliquée à la biologie des coraux","pubDate":"Sat, 24 Oct 2026 08:07:41 +0200","description":"dc.contributor.author: Allard, Marianne dc.date.issued: 2026-10 dc.description.abstract: Les coraux, étant des animaux filtreurs, sont indispensables aux écosystèmes marins, créant des points chauds de biodiversité. Les pressions humaines grandissantes sur les coraux menacent leur survie et crée un changement de dominance des coraux durs aux coraux mous. Cette étude révèle la présence de vibrations chez plusieurs espèces de coraux mous à partir de données récoltées en laboratoire et en plongée. Les paramètres principaux influençant la fréquence de vibration sont le diamètre des branches, la vitesse d’écoulement et la présence des polypes (structures servant à capturer la nourriture). La dynamique d’interaction entre les coraux et leur environnement changeant se verra modifiée dans les prochaines années en raison de l’augmentation de l’intensité des tempêtes liée aux changements climatiques, risquant d’impacter leur capacité d’alimentation. Les déversements pétroliers représentent également une menace importante pour les coraux. Leur toxicité a été démontrée dans des études précédentes, sans toutefois qu’une ingestion directe n’ait été observée. Dans cette étude, deux espèces de coraux mous et trois espèces de coraux durs ont été exposés à trois types d’huile différents (canola, poisson et moteur) pour évaluer leur réaction et leur interaction avec les gouttelettes d’huile. L’ingestion des trois huiles a été confirmée chez les coraux mous, et l’ingestion accidentelle de l’huile de canola a été constatée chez une espèce de corail dur. Les deux autres espèces de coraux durs ont montré un gonflement des polypes lors de l’exposition aux trois types d’huile. Les coraux mous sont donc potentiellement plus vulnérables aux déversements de pétrole, alors que les coraux durs pourraient servir d’indicateurs d’exposition. Cette étude est significative car elle est la première à se pencher sur ces deux aspects des menaces anthropiques sur les récifs coralliens.; Corals are filter-feeding animals that play a vital role in marine ecosystems, creating biodiversity hotspots. Growing human pressures on corals are threatening their survival and creating a shift from hard to soft coral dominated reefs. This study revealed the presence of vibrations in several soft coral species, from diving and laboratory data. The main parameters influencing vibration frequency are branch diameter, water flow velocity, and the presence of polyps (structures that capture food particles). The fluid-structure interaction between the coral and its environment is expected to change in coming years due to stronger storms from climate change, potentially affecting their feeding capacity. Oil spills also pose a major threat to corals. While toxicity has been demonstrated in past studies, direct ingestion had not been observed. In this study, experiments were made exposing two soft coral species and three hard coral species to three oil types (canola, fish, and motor) to test their reaction and interaction with oil droplets. All three oils were ingested by soft corals, while only canola oil was accidentally ingested by one hard coral species. The other two hard coral species showed polyp swelling after exposure to all three oils. Soft corals may thus be more vulnerable to oil spills, while hard corals could serve as exposure indicators. This study is significant as it is the first to examine these two aspects of human threats on coral reefs. dc.type: Thèse ou mémoire /","id":3238635,"source":"Faculté de droit Travaux récents"},{"source":"Scoop.it - Documentation juridique (Stéphan Cottin)","id":3218421,"description":"This article belongs to the debate » Thinking Machines, Thinking Lawyers14 October 2026The (Currently) Uneven Intelligence of AI in Comparative Constitutional Law From Years of Research to a Single Prompt? Artificial intelligence (AI) has the potential to accelerate and improve the quality of research. This potential has inspired numerous projects exploring how AI could help scholarship on constitutional law. For example, there is research using AI to interpret constitutions,1) apply constitutional principles,2) and predict court rulings.3) Even the question of whether AI could improve the process of constitution-making has been studied.4) AI’s potential is particularly significant for comparative constitutional research. Systematically comparing legal systems requires locating sources from different jurisdictions, which are often difficult to access and only available in local languages. The creation of comparative legal datasets has thus involved considerable personnel, time, and financial resources. AI can overcome many of these obstacles. AI models can search for and translate foreign-language sources, filter them, and convert the filtered information into a dataset. In doing so, AI offers the prospect of datasets — which previously required years of research and the efforts of numerous experts and research assistants to compile — being just a prompt away. However, whether AI models can generate comparative law datasets that are qualitatively comparable to human-coded datasets has not yet been addressed (although Guha et al provide an example for a broader legal benchmarking exercise).5) We therefore conducted our own benchmarking study.6) We found evidence suggesting that recent AI models may be able to code simple factual data, but they are likely unreliable substitutes for expert human coders when conceptual or interpretive judgment is required. The Benchmarking Project: Seven Coding Tasks, Four Datasets, Two LLMs In our project, we tested the ability of two large language models (LLMs) to code different types of information relevant to comparative constitutional law. We specifically assessed whether LLMs can reproduce information from four existing comparative constitutional law datasets, all of which were compiled through human coding and which served as a ‘ground truth’ for our exercise. From these datasets, we asked the LLMs to code seven variables, which can be thought of as seven tasks relevant to the creation of comparative constitutional law datasets. Each of these tasks is either a test of fact-finding or reasoning abilities. First, from the Executive Term Limit Evasion Dataset,7) we drew information on whether presidents in 106 presidential systems have evaded constitutionally mandated term limits between 2000 and 2019. The dataset includes one variable on whether presidents attempt to overstay past the end of their term. The second variable captures what strategies executives use for doing so, such as amending the constitution, replacing it with a new one, or asking the court to interpret term limits out of the constitution. While determining whether a president overstayed is a fact-finding task, assessing the strategy used to do so requires reasoning. Second, from the Comparative Constitution Making Dataset,8) we drew information on the process by which constitutions were adopted in democracies between 1900 and 2015. This dataset also includes fact-finding variables such as (1) whether citizens were involved in the formulation, discussion, or submission of reform proposals, and (2) whether citizens participated in popular referendums at any stage in the process. The dataset’s most important variable (3) captures whether constitutions reflect ‘plural elite agreement,’ that is, whether all relevant elite factions in society were involved and represented during the process. The recreation of this variable requires reasoning. Third, from the Characteristics of National Constitutions Dataset9), we drew on its coding of 43 first-generation constitutional","pubDate":"Thu, 15 Oct 2026 08:26:22 +0200","titre":"The (Currently) Uneven Intelligence of AI in Comparative Constitutional Law","url":"https://verfassungsblog.de/the-currently-uneven-intelligence-of-ai-in-comparative-constitutional-law/"},{"source":"FTC USA Business Blog Posts","description":"New FTC warning letters cite unsupported Coronavirus-related health and earnings claims sgressin April 24, 2020 | 12:44PM New FTC warning letters cite unsupported Coronavirus-related health and earnings claims By Seena Gressin The FTC is not the pen pal you want if you operate a multi-level marketing company but aren’t closely monitoring your distributors. In its latest round of warning letters, the FTC warns ten MLM companies that they are responsible for the claims made by their participants. The letters direct the companies to report within 48 hours what actions they’ve taken to stop their distributors from claiming their products can treat or prevent Coronavirus disease, that MLM business opportunity participants are likely to earn substantial income, or both. The FTC says that the health and earnings claims are unsubstantiated and therefore violate truth-in-advertising laws. The products at issue are not scientifically proven to treat or prevent COVID-19, the disease that Coronavirus causes. The FTC previously has sent warning letters to companies about their Coronavirus-related health claims, but the new letters are the first to also target claims about potential business opportunity earnings. The letters come at a time when millions of people are out of work and facing financial challenges as a result of the pandemic. MLM companies rely on a network of independent distributors, sometimes called business opportunity participants, to buy and resell their products, often through direct person-to-person sales or online. MLMs typically offer participants a cut of the sales made by people the participant recruits to invest in the business opportunity. The new recruits then try to sell the products, and try to recruit more people to do the same. Most people who join MLMs make little or no money. According to the FTC, distributors of the MLM companies receiving the letters have posted promotional messages on Facebook, Instagram, and other social media sites. Health claims the FTC letters cite include: “STAY SAFE!! MAKE YOUR IMMUNE SYSTEM STRONG!!!” Standard coronavirus protection kit . #antiseptics and #immunity_support.” “HOW WILL YOU FIGHT OFF CORONA? USE NUTRABURST-CHAGA- .... #coronacure #coronaprevention ... #immunesupport #immunebooster ... #immunesystembooster” “Got the coronavirus heebeegeebees? Boost your immunity with this amazing deal!!!!” “... If interested to learn more or obtain oils or rollers Let me know A little extra protection can help #doterra #NursesCOVID19 #Dialysis #ImmunityBoosters #ImproveRespiratoryFunction” Earnings claims the FTC letters cite include: “...Living in quarantine and where 14 million people applied for unemployment just last week ... I’ll stick with the opportunity to change people’s lives ... turn a small investment into six figures .... #arbonne ... #quarantine #2020” “Need to make extra money? Find it difficult to pay your bills? Were you laid off/ #fired? Be your own Boss w/doTERRA essential oils. Msg me to achieve financial independence #laidoff #unemployed #cantpaymybills #cantpaymyrent #student #sales #sidehustle #makemoney #stayathomemom.” “[E]veryone’s getting stimulus checks right now... There is no better investment you could do... Take that money that you’re about to get back... figure out a way to make this happen tonight.” In the letters alleging unsubstantiated health claims, FTC staff reminds the companies that, under the FTC Act, claims that a product can prevent, treat, or cure a serious disease require the support of well-controlled human clinical studies. Because “no such study is currently known to exist” for the advertised products, the FTC says the companies “must immediately cease making all such claims.” In the letters alleging deceptive earnings claims, FTC staff reminds the companies that under the FTC Act, “claims about the potential to achieve a wealthy lifestyle, career-level income, or significant","id":3197413,"url":"https://www.ftc.gov/business-guidance/blog/2020/04/new-ftc-warning-letters-cite-unsupported-coronavirus-related-health-earnings-claims","titre":"New FTC warning letters cite unsupported Coronavirus-related health and earnings claims","pubDate":"Mon, 05 Oct 2026 08:07:08 +0200"},{"titre":"FTC Secures Settlement that Protects Small Businesses from Illegal Price Discrimination","url":"https://www.ftc.gov/news-events/news/press-releases/2026/10/ftc-secures-settlement-protects-small-businesses-illegal-price-discrimination","pubDate":"Sat, 03 Oct 2026 08:09:36 +0200","source":"Federal Trade Commission Concurrence communiqués","description":"The Federal Trade Commission secured a settlement agreement with Southern Glazer’s Wine and Spirits LLC, the nation’s largest distributor of wine and spirits, that will redress allegedly illegal price discrimination practices and make it easier for small businesses to compete against large chain retailers. The sweeping settlement covers nearly all Southern wine and spirits sales to the five largest chain retailers in 26 states. The settlement will also provide direct cash payments to harmed small businesses if an independent monitor finds that Southern violates the settlement order going forward. “This settlement marks a significant milestone for the FTC in its enforcement of the Robinson-Patman Act, which Congress enacted to empower small businesses to compete against large ones,” said Daniel Guarnera, Director of the FTC’s Bureau of Competition. “Small businesses are an invaluable part of the American economy and way of life. The FTC is committed to ensuring that all businesses, no matter their size, can compete on a fair and level playing field to serve their customers and boost the entire American economy.” The FTC’s settlement with Southern delivers a successful conclusion to the Commission’s first enforcement action under the Robinson-Patman Act in a generation. Under the terms of a proposed stipulated order filed by the FTC , Southern will face limitations on its ability to charge small, independent retailers higher prices for wine and spirits than it charges competing large retail chains.  The FTC’s settlement resolves a  lawsuit brought by the Commission in 2024, which alleges that Southern violated the Robinson-Patman Act by depriving small, independent businesses access to discounts and rebates that were available to large competitors. As alleged in the complaint, these pricing practices interfere with the ability of independent retailers to compete against large national and regional chains and big box stores. Under the Robinson-Patman Act, it is generally unlawful for sellers to engage in price discrimination that harms competition by charging higher prices to disfavored retailers that purchase similar goods. According to the FTC’s complaint, Southern charged significantly higher prices for sales of identical bottles of wine and spirits during the same time period to independent retailers as compared to competing large chains, like Total Wine, Walmart and Kroger, even when the stores were located a few miles or even a few blocks from each other. Southern engaged in discriminatory pricing via a variety of mechanisms, such as by offering discounts and rebates to large buyers that were inaccessible to small competitors and were not justified by differences in the cost of distributing products to different retailers, the FTC’s complaint further alleged.  Settlement Terms  To resolve the FTC’s complaint, Southern has agreed to a series of conditions that will disincentivize the company from engaging in discriminatory pricing and compensate independent retailers if they are harmed. Specifically, the terms of the proposed stipulated order target “paired” transactions where Southern sells a product to a chain retailer at one price while contemporaneously selling that same product to a nearby independent retailer at a significantly higher price.  Southern will be in violation of the FTC’s proposed stipulated order, if, among other conditions, the paired transactions involve:  Significant price discrimination (exceeding a maximum threshold based on state-specific operating costs) Recurring price discrimination (in the aggregate, exceeding $5,000 over a 12-month period) Where a set of discriminatory paired transactions meets certain specifications, Southern can resolve the violation by paying the independent retailer 1.5 times the full aggregated price-differential amount. If Southern does not redress the price discrimination, the FTC can bring an enforcement action, and, if the Commission","id":3194908},{"pubDate":"Tue, 28 Apr 2026 10:47:09 +0200","titre":"Read more","url":"https://www.thecybersecurityrevieweurope.com/news/key-drivers-behind-the-rising-demand-for-virtual-cisos--nwid-1282.html","source":"The Cybersecurity Review Europe","id":2852311,"description":"Key Drivers Behind the Rising Demand for Virtual CISOs Wednesday, April 22,2026 Businesses are navigating the challenges of a digital-first environment, which is driving an increased demand for expert-driven cybersecurity solutions. The virtual chief information security officer (vCISO) has become essential for organizations seeking to enhance their cybersecurity resilience while managing costs effectively. Effective security leadership is more crucial than ever, particularly in light of the evolving threat landscape, which includes ransomware attacks and data breaches. Addressing Cybersecurity Challenges Organizations face a significant escalation in cyberattacks as hackers continually evolve their tactics. This dynamic landscape makes it challenging for businesses to maintain effective defenses. A vCISO plays a pivotal role by providing specialized guidance in threat intelligence, risk management, and incident response. By working with a vCISO, companies can proactively identify vulnerabilities and implement comprehensive security frameworks tailored to their needs. This partnership empowers organizations to build stronger defenses against the rising tide of cyber threats. Compliance with various regulations remains a formidable hurdle for many businesses. Non-compliance can incur severe penalties and damage reputations, prompting the need for expert oversight. A vCISO helps organizations navigate complex regulatory landscapes and ensures ongoing assessments and strategic roadmaps to meet compliance needs. By implementing best practices aligned with the latest standards, businesses can mitigate risks and enhance their security posture. A Cost-Effective Solution for Security Leadership Hiring a full-time chief information security officer can be a significant financial burden, especially for small and mid-sized businesses (SMBs) with limited resources. A vCISO offers a cost-effective alternative, providing high-level security expertise without the expenses associated with a permanent hire. Organizations can customize vCISO services, enabling them to pay only for the cybersecurity guidance they require, thus allowing for more efficient allocation of resources. The digital transformation driven by adopting technologies like cloud computing, remote work, and the Internet of Things has further amplified the need for vCISOs. These advancements expand attack surfaces, making traditional security approaches insufficient. A vCISO aids organizations in implementing modern cybersecurity frameworks, ensuring robust data protection across various environments, including cloud services and remote workforces. Additionally, the ongoing shortage of cybersecurity professionals enhances the appeal of vCISOs. Many companies struggle to find and retain in-house talent, but a vCISO can provide immediate access to seasoned security experts with extensive industry knowledge. This accessibility allows businesses to improve their security strategy without the delays associated with lengthy hiring processes. The flexibility and scalability offered by vCISO services make them suitable for organizations of all sizes. Whether a startup outlines its initial cybersecurity strategy or an established firm seeks ongoing risk assessments, vCISOs can deliver tailored security solutions that effectively address specific business objectives."},{"id":2829942,"description":"Brussels, 16 April – During its latest plenary, the EDPB has adopted Guidelines on processing of personal data for scientific research purposes . In addition, the Board has created a team to speed up the finalisation of the guidelines on anonymisation. The EDPB has also adopted two opinions on the two sets of the Europrivacy certification criteria for approval as European Data Protection Seals, one of which to be used as a tool for transfers. Many areas of scientific research rely on the processing of individuals’ personal data, and this has driven significant scientific breakthroughs that benefit society. The rise of new technologies, such as artificial intelligence, also contributes to scientific progress by enabling researchers to use and analyse data in innovative ways. The main objective of the EDPB guidelines on scientific research is to provide more clarity for researchers and make GDPR compliance easier , while ensuring the protection of individuals’ fundamental rights . “Scientific research can drive societal progress and improve our daily lives.  Our guidelines facilitate innovative research by helping researchers to navigate the GDPR. The EDPB is committed to supporting the scientific community and unlocking the full potential of scientific research in the EU while upholding data protection rights.\" EDPB Chair, Anu Talus In its guidelines, the Board provides clarifications on the concept of ‘scientific research’ . To determine if the processing takes place for scientific research purposes in the meaning of the GDPR, the Board provides six key-indicative factors that should be considered, in addition to the nature, scope, context and purposes of processing. These are: 1) methodical and systematic approach, 2) adherence to ethical standard, 3) verifiability and transparency, 4) autonomy and independence, 5) objectives of the research, and 6) potential to contribute to existing scientific knowledge or apply existing knowledge in novel ways. If the research activities meet these six factors, they can be presumed to constitute scientific research. Otherwise, the controller should justify and be able to demonstrate why the activities should be considered scientific research, within the meaning of the GDPR. Further processing for scientific research purposes is presumed to be compatible with the initial purpose for collecting individuals’ personal data. Therefore, controllers are not obliged to do the purpose compatibility test under the GDPR to determine if the new processing is compatible with the original purpose of collection. However, controllers must still make sure that the legal basis of the initial processing is also suitable for the further processing of personal data for scientific research purposes. Controllers can rely on “broad consent” where the purposes of research are not fully known at the time of collecting the personal data. In this case, researchers should respect ethical standards for scientific research and put additional safeguards in place to compensate for the lack of purpose specification. Controllers can also ask individuals to consent to different individual research projects separately, as soon as the purposes of those projects become known (dynamic consent). A combination of both broad and dynamic consent is also possible. In addition, the EDPB clarifies rights of individuals when their personal data are processed for scientific purposes. This includes the rights to erasure and object for which limitations may apply when personal data are processed for scientific research purposes. The Board provides examples to explain when the right to erasure can be considered likely to render impossible or seriously impair the objective of conducting scientific research. The EDPB also explains when controllers may reject an individuals’ objection to the processing of their personal data for scientific research purposes. This can be the case when processing is necessary for the performance of a task carried out for reasons of","source":"EDPB News","pubDate":"Thu, 16 Apr 2026 14:15:11 +0200","url":"https://www.edpb.europa.eu/news/news/2026/edpb-brings-clarity-data-processing-scientific-research-speeds-finalisation_en","titre":"EDPB brings clarity to data processing for scientific research, speeds up the finalisation of the anonymisation guidelines and approves first European data protection seal as a tool for transfers"},{"source":"Federal Trade Commission - Protecting America's Consumers","id":2659689,"description":"Defendants behind a wide-ranging operation known as Growth Cave, including its co-CEOs, are permanently banned from marketing and selling business opportunities and credit repair programs as part of an FTC settlement to resolve allegations that their scheme cost consumers nearly $50 million. As part of that settlement, Growth Cave’s co-CEOs also will be required to liquidate millions of dollars’ worth of assets, including a multimillion-dollar house, to provide consumer redress. “On day one, the Trump-Vance FTC reprioritized combatting fraud that harms American markets. Today’s successful resolution demonstrates that the Commission is focused on protecting our markets from dishonest actors,” said Christopher Mufarrige, Director of the FTC’s Bureau of Consumer Protection. The FTC  sued Growth Cave  in February 2025, alleging that consumers were deceived by false promises of significant income. Growth Cave allegedly offered numerous business opportunities, which regularly failed to deliver the promised results while costing consumers thousands of dollars. The amended complaint also alleges that consumers had trouble reaching Growth Cave employees and obtaining customer support. Named as defendants in the lawsuit were Growth Cave’s co-CEOs Lucas Lee-Tyson and Osmany Batte, Operations Manager Jordan Marksberry, related Growth Cave entities, and relief defendant Friendly Solar. The FTC previously approved, and the court entered, a stipulated order settling its charges against Marksberry late last August. That order bans Marksberry from: marketing or selling business opportunities, engaging in credit repair activities, and making misleading earning claims or assisting others in doing the same. Finally, the order includes a judgment of $48,597,538 against him, which has been partially suspended upon his payment of $35,000 to the Commission. The court orders announced today settle the FTC’s charges against all remaining defendants in this case. The first order (the LLT order) binds Lee-Tyson, individually and as an officer and/or owner of Growth Cave, LLC and LLT Research LLC. The second order (the Batte order)   binds Apex Mind, LLC; Osmany Batte, individually and as an officer of Growth Cave, LLC and Apex Mind, LLC; and relief defendant Friendly Solar, Inc. Both orders announced today contain similar conduct provisions, banning the defendants from selling and marketing—or assisting others in selling or marketing—business opportunities and from engaging in credit repair activities. They also prohibit the defendants from making misleading representations related to earnings claims, testimonials, and the use of artificial intelligence. The orders also impose judgments of $48,597,538 against the defendants, which will be partially suspended based on their inability to pay. The LLT order requires Lee-Tyson to sell a range of assets, including his multimillion-dollar house, and liquidate his investment and bank accounts. The proceeds of these transactions will be transferred to the Commission and will be used for consumer redress. The Batte order requires Batte to liquidate several assets including a Rolls-Royce and a Ferrari. Relief defendant Friendly Solar is required to transfer $43,000 to the Commission for its part in profiting from the defendants’ illegal conduct. The Commission vote approving the August stipulated order with defendant Marksberry was 3-0, and the vote approving the orders announced today against the remaining defendants was 2-0. The proposed orders were filed in the U.S. District Court for the Central District of California. The staff attorneys on this matter are Maris Snell and Adrienne Jenkins of the FTC’s East Central Region and Miles Freeman of the FTC’s Western Region Los","pubDate":"Wed, 28 Jan 2026 09:50:38 +0100","url":"https://www.ftc.gov/news-events/news/press-releases/2026/01/ftc-secures-settlement-banning-growth-cave-defendants-marketing-selling-business-opportunities","titre":"FTC Secures Settlement Banning Growth Cave Defendants from Marketing and Selling Business Opportunities and Credit Repair Programs"},{"url":"https://www.ftc.gov/news-events/news/press-releases/2025/12/ftc-will-require-illusory-systems-return-money-stolen-hackers-implement-information-security-program","titre":"FTC Will Require Illusory Systems to Return Money Stolen by Hackers and Implement an Information Security Program","pubDate":"Wed, 17 Dec 2025 09:50:37 +0100","description":"The Federal Trade Commission is taking action against Illusory Systems Inc. for failing to implement adequate data security measures, leading to a major security breach in which hackers stole $186 million from consumers. Under a proposed order settling the FTC’s allegations, Utah-based Illusory, which does business as Nomad, will be required to implement an information security program to address numerous alleged security failures and to return recovered money to affected consumers. “The FTC Act requires companies to take reasonable security measures,” said Christopher Mufarrige, Director of the FTC’s Bureau of Consumer Protection. “It’s important that companies live up to their security promises to consumers.” In its complaint , the FTC alleged that Nomad prominently touted its security in its advertising, claiming that it offered “security-first” services. The FTC, however, alleged that the company failed to live up to these promises by failing to: use secure coding practices; implement processes for receiving and addressing vulnerability reports and responding to security incidents; and utilize widely known technologies that might have helped mitigate consumer losses. According to the complaint, in June 2022, Nomad introduced inadequately tested code that included a significant vulnerability. Just over a month later, hackers began exploiting the vulnerability. The FTC alleged that Nomad failed to respond to the attack in time because of its inadequate security and incident response measures, which led to the loss of $186 million. The company was able to recover some money, but consumers lost approximately $100 million. Nomad was warned about the dangers of inadequate testing as well as the need to ensure it had adequate staff and security in place. The company, however, failed to implement basic safety measures that would mitigate consumer losses, the FTC alleged. Under the proposed order , Nomad will be prohibited from making misrepresentations about its security practices. In addition, the company will also be required to: Implement a comprehensive information security program that is designed to protect consumers from theft or other unauthorized access and address the security issues outlined in the FTC’s complaint; Obtain biennial assessments of its information security program by an independent third party and cooperate with the third-party assessor; and Return to consumers money recovered following the security breach that was not already returned to customers. The Commission voted 2-0 to accept the proposed complaint and order for public comment. The FTC will publish a description of the consent agreement package in the Federal Register soon. The agreement will be subject to public comment for 30 days after publication in the Federal Register after which the Commission will decide whether to make the proposed consent order final. Instructions for filing comments will appear in the published notice. Once processed, comments will be posted on Regulations.gov. NOTE:  The Commission issues an administrative complaint when it has “reason to believe” that the law has been or is being violated, and it appears to the Commission that a proceeding is in the public interest. When the Commission issues a consent order on a final basis, it carries the force of law with respect to future actions. Each violation of such an order may result in a civil penalty of up to $51,744. The lead staff attorneys on this matter are M. Hasan Aijaz and Julia Horwitz with the FTC’s Bureau of Consumer","id":2577895,"source":"Federal Trade Commission - Protecting America's Consumers"},{"pubDate":"Fri, 12 Sep 2025 15:51:31 +0200","titre":"Interplay between the DSA and the GDPR: EDPB adopts guidelines","url":"https://www.edpb.europa.eu/news/news/2025/interplay-between-dsa-and-gdpr-edpb-adopts-guidelines_en","source":"EDPB News","id":2368407,"description":"Brussels, 12 September - During its September plenary meeting, the European Data Protection Board (EDPB) has adopted guidelines on the interplay between the Digital Services Act (DSA) and the General Data Protection Regulation (GDPR) . These are the first set of EDPB guidelines on the interplay between the GDPR and the EU’s recently adopted digital laws. The DSA aims to complement the rules of the GDPR to ensure the highest level of protection of fundamental rights in the digital space. Its main goal is to create a safer online environment in which the fundamental rights of all users, including the right to freedom of expression, are protected. It applies to online intermediary services , such as search engines and platforms. Several provisions included in the DSA entail the processing of personal data by intermediary service providers. The EDPB guidelines contribute to the consistent application of the DSA and of the GDPR, insofar as some provisions of the DSA concern the processing of personal data by intermediary service providers and include references to GDPR concepts and definitions. While it is up to the competent authorities under the DSA - with the support of the European Board for Digital Services and EU courts - to interpret the DSA, there are a number of provisions which relate to the GDPR. These include: notice-and-action systems that help individuals or entities report illegal content recommender systems used by online platforms to automatically present specific content to the users of the platform with a certain relative order or prominence the provisions to ensure a high level of privacy, safety, and security of minors and prohibiting that profile-based advertising using their data is presented to them transparency of advertising by online platforms prohibition of profiling-based advertising using special categories of data  The EDPB guidelines help to understand how the GDPR should be applied in the context of DSA obligations. The EDPB also provides practical guidance relating to the cross-regulatory cooperation between authorities to coordinate enforcement which will provide more legal certainty for intermediary service providers and ultimately to protect the rights and freedoms of individuals. The guidelines will be subject to public consultation, providing stakeholders with the opportunity to comment and provide feedback. EDPB Chair Anu Talus said: “By clarifying the interplay between the DSA and the GDPR, these guidelines mark a significant step towards ensuring a coherent and effective EU digital rulebook, and they will help uphold the fundamental rights and freedoms of individuals. I hope that stakeholders, including the competent authorities under the DSA, will make the most of the opportunity to contribute to the public consultation\". More work in the pipeline Following these first guidelines on the interplay between the GDPR and the DSA, further work is underway with other regulators to clarify the new cross-regulatory landscape and maintain coherent and consistent safeguards for the protection of personal data. In this regard, the EDPB is working on joint guidelines with the European Commission on the interplay between the Digital Markets Act (DMA) and the GDPR, as well as on joint guidelines on the interplay between the AI Act and EU data protection laws."},{"titre":"Funeral Directors’ Game-Changer: Exclusive Partnership Unleashes Seamless Payment Solutions!","url":"https://businesstoday.news/funeral-directors-game-changer-exclusive-partnership-unleashes-seamless-payment-solutions/?utm_source=rss&utm_medium=rss&utm_campaign=funeral-directors-game-changer-exclusive-partnership-unleashes-seamless-payment-solutions","pubDate":"Tue, 23 Apr 2024 10:40:56 +0200","description":"Key Takeaways: A Transformation in Payment Services: Cashflows and NAFD Forge a Gold Partnership In a significant development for the funeral industry, Cashflows has been named the Gold Partner for payment services by the National Association of Funeral Directors (NAFD), heralding a new era of streamlined and efficient payment solutions for funeral professionals. This exclusive partnership promises seamless transitions, high authorization rates, and personalized support, marking a game-changer for funeral directors and their clients. Empowering Funeral Directors: Seamless Payment Solutions Cashflows’ Gold Partner status with NAFD underscores its commitment to providing cutting-edge payment solutions tailored to the unique needs of The post Funeral Directors’ Game-Changer: Exclusive Partnership Unleashes Seamless Payment Solutions! appeared first on Business Today","id":1270381,"source":"Business Today"},{"source":"Business Today","description":"Key Takeaways: Pipedrive’s Strategic Leap: Welcoming Tom Burnet to the Board of Directors A Game-Changing Addition Pipedrive, the leading sales CRM platform for small businesses, has made a strategic move by appointing Tom Burnet, a seasoned tech executive, to its Board of Directors. This decision marks a significant step forward in Pipedrive’s journey towards global expansion and continued innovation in the competitive tech landscape. Meet Tom Burnet: A Tech Visionary with a Proven Track Record Tom Burnet brings a wealth of experience and expertise to Pipedrive’s boardroom. With a distinguished career that includes leadership roles in top-tier public and private The post The Tech Powerhouse’s Secret Weapon Revealed! Meet the Newest Addition to Their Board appeared first on Business Today","id":1253871,"titre":"The Tech Powerhouse’s Secret Weapon Revealed! Meet the Newest Addition to Their Board","url":"https://businesstoday.news/the-tech-powerhouses-secret-weapon-revealed-meet-the-newest-addition-to-their-board/?utm_source=rss&utm_medium=rss&utm_campaign=the-tech-powerhouses-secret-weapon-revealed-meet-the-newest-addition-to-their-board","pubDate":"Tue, 16 Apr 2024 10:36:24 +0200"},{"pubDate":"Tue, 09 Apr 2024 10:37:19 +0200","titre":"Female Tech Titans Rising: Meet the Visionaries Leading the Charge in Google’s 2024 Accelerator","url":"https://businesstoday.news/female-tech-titans-rising-meet-the-visionaries-leading-the-charge-in-googles-2024-accelerator/?utm_source=rss&utm_medium=rss&utm_campaign=female-tech-titans-rising-meet-the-visionaries-leading-the-charge-in-googles-2024-accelerator","id":1237682,"description":"Key Takeaways: Breaking New Ground in Tech Pioneering Leadership Anna Franziska Michel of yoona.ai and Dr. Vivien Dollinger of ObjectBox represent the epitome of female leadership in the tech industry, guiding their companies to international recognition and success. Their inclusion in Google’s accelerator program marks a significant milestone in their journey of innovation and market expansion. The Google Accelerator Impact Google’s accelerator program, now embracing its 5th edition, has extended its reach into the European and Israeli tech landscapes, highlighting the growing influence and importance of diverse tech entrepreneurship on the global stage. Innovation at the Forefront yoona.ai: Revolutionizing Design The post Female Tech Titans Rising: Meet the Visionaries Leading the Charge in Google’s 2024 Accelerator appeared first on Business Today","source":"Business Today"},{"id":1207096,"description":"Key Takeaways: The Great Escape: Employees Seek Sanctuary from Workplace Nuisances In a groundbreaking revelation, a recent survey conducted by Indeed has exposed a startling trend: a significant portion of employees are choosing to work remotely to evade irritating behavior from their colleagues. The study, which surveyed over 1,000 employees and 500 employers in the UK, sheds light on the pervasive impact of workplace annoyances on employee well-being and productivity. Tolerance Wanes: The Rise of Remote Work The Office Minefield: Irritating Behaviors Revealed Gossiping, swearing, and flirting rank among the top irritants plaguing traditional office environments, prompting a mass exodus The post Shocking Revelation: 1 in 5 Workers Flee Offices to Escape Irritating Colleagues appeared first on Business Today","source":"Business Today","pubDate":"Mon, 25 Mar 2024 16:32:08 +0100","titre":"Shocking Revelation: 1 in 5 Workers Flee Offices to Escape Irritating Colleagues","url":"https://businesstoday.news/shocking-revelation-1-in-5-workers-flee-offices-to-escape-irritating-colleagues/?utm_source=rss&utm_medium=rss&utm_campaign=shocking-revelation-1-in-5-workers-flee-offices-to-escape-irritating-colleagues"},{"source":"Business Today","description":"Key Takeaways: In today’s competitive business landscape, success often comes hand in hand with pressure and self-doubt. According to recent findings by YouGov, the phenomenon of imposter syndrome, characterized by feelings of inadequacy despite evident success, has surged by a staggering 55%. This surge hints at a pervasive struggle among professionals to reconcile their achievements with their internal doubts. The Imposter Syndrome Epidemic The persistent feeling of being a fraud in one’s own success has become a prevalent concern across industries. Recent data from office space experts at Instant Offices suggests a significant uptick in searches related to imposter syndrome. The post Rising Tide of Self-Doubt: How Businesses Can Combat the Surging Imposter Syndrome appeared first on Business Today","id":1177159,"url":"https://businesstoday.news/rising-tide-of-self-doubt-how-businesses-can-combat-the-surging-imposter-syndrome/?utm_source=rss&utm_medium=rss&utm_campaign=rising-tide-of-self-doubt-how-businesses-can-combat-the-surging-imposter-syndrome","titre":"Rising Tide of Self-Doubt: How Businesses Can Combat the Surging Imposter Syndrome","pubDate":"Mon, 11 Mar 2024 16:35:15 +0100"}]