[{"url":"https://www.ftc.gov/business-guidance/blog/2014/04/keep-fcra-foreground-when-subject-background-screening","source":"FTC USA Business Blog Posts","description":"Keep FCRA in the foreground when the subject is background screening chundycz April 9, 2014 | 12:13AM Keep FCRA in the foreground when the subject is background screening By Lesley Fair When the talk turns to Big Data, part of the conversation is about all the public information available about people's lives – and how companies market it to prospective employers, landlords, etc.  Two cases just announced by the FTC  serve as a cautionary reminder to members of the industry that what they do may be subject to the long-standing consumer protections of the  Fair Credit Reporting Act (FCRA) .  InfoTrack, an Illinois company, and San Diego-based Instant Checkmate will be paying civil penalties to settle FTC lawsuits that they violated the FCRA.  Is it time for an FCRA refresher at your business? Instant Checkmate marketed its reports as a way for prospective employers and landlords to investigate applicants.  For example, the company advertised that one of the “GOOD REASONS to get instant criminal checks on anyone right now” was to “check out tenants before they rent.”  It also used a Google Ad Words campaign to make sure its site appeared when people searched for background checks on nannies, babysitters, maids, and housekeepers.  What kind of information would buyers get?  Current and previous addresses, birth certificates, arrest histories, and marriage and divorce records, to name just a few examples. InfoTrack offered similar services to employers nationwide, including background screening reports with people’s driving records, education and employment information, criminal histories, and even records from sex offender registries. How does the FCRA come in?  The law defines a “consumer report” as a “communication of any information” by a consumer reporting agency (CRA) that bears on a person’s “credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living” which is used (or expected to be used) as a factor in establishing their eligibility for credit, insurance, employment, or other reasons outlined in the law. According to the FTC, what Instant Checkmate and InfoTrack were doing triggered the FCRA.  For example, companies covered by the law must follow procedures to assure their reports are as accurate as possible, must take steps to see that those using their reports have permissible purposes for accessing them, and must provide required User Notices explaining key protections for consumers.  The law imposes special requirements when CRAs provide reports containing public record information that could have an adverse effect on a person’s ability to get a job.  In that case, the CRA must either: 1) notify the consumer that it’s reporting the information in the public record; or 2) maintain “strict procedures” – that’s the language in the law – designed to ensure the reported public information is complete and up to date. You’ll want to read the complaints for specifics of where the FTC says the companies fell short, but one example cited in the lawsuit against InfoTrack offers an object lesson on why FCRA protections are so important to consumers – and how the consequences can be devastating when companies don’t live up to the law.  According to the FTC, the reports InfoTrack provided to prospective employers included information about whether a job applicant was on the National Sex Offender Registry.  The employer would provide the first and last name and the date of birth to help InfoTrack with its search.  The problem was that before the fall of 2011, no date of birth was available for many names on the Registry.  If InfoTrack’s search found more than one person with the same first and last name, it reported a “possible match” to employers and gave them reports that included several different people with the","id":3198181,"pubDate":"Mon, 05 Oct 2026 14:07:46 +0200","titre":"Keep FCRA in the foreground when the subject is background screening"},{"source":"Actualités - gf2i","url":"https://www.gf2i.org/actualites/le-gf2i-amorce-un-nouveau-cycle-de-rencontres-avec-les-regulateurs/","titre":"Le gf2i amorce un nouveau cycle de rencontres avec les Régulateurs","id":1530673,"pubDate":"Thu, 22 Aug 2024 09:16:30 +0200","description":"– 1/ L’ARCEP Pour son cycle de Rencontres avec les Régulateurs, le gf2i – Groupement français de l’industrie de l’information, a échangé avec l’Arcep, le 4 juillet dernier. Léo Quentin, Chef d’unité services de données et cloud, accompagné de Judith Herzog, était interrogé par Antoine PETEL, Docteur en droit de l’Union européenne et membre du gf2i. ✔ Présentation de la mission de l’Arcep et de son rôle dans la mise en œuvre du Data Governance Act – DGA, pour favoriser l’émergence du marché des données en France. ✔ Temps d’échange autour des services d’intermédiation de données, leur qualification de prestataire de services d’intermédiation de données. Nous avons également parlé labellisation, liberté contractuelle, non-discrimination des réutilisateurs, altruisme des données, tarifs, etc. 👉 Ce cycle de rencontres, ouvert à tous les membres du gf2i – Groupement français de l’industrie de l’information, continue à la rentrée avec la CNIL 📅 The post Le gf2i amorce un nouveau cycle de rencontres avec les Régulateurs first appeared on gf2i"},{"url":"https://www.altajuris.com/adoption-du-data-act-une-nouvelle-etape-vers-la-construction-dune-souverainete-numerique-europeenne/","source":"Actualités Altajuris","description":"Après l’adoption de la législation sur les services numériques (ou « Digital Services Act »), visant à encadrer les plateformes et réseaux sociaux pour lutter contre les propos haineux et la désinformation, après l’adoption de la législation sur les marchés numériques (ou … Lire la suite › The post Adoption du Data Act : une nouvelle étape vers la construction d’une souveraineté numérique européenne appeared first on ALTA-JURIS International .","pubDate":"Tue, 03 May 2022 22:49:13 +0200","id":384664,"titre":"Adoption du Data Act : une nouvelle étape vers la construction d’une souveraineté numérique européenne"}]