[{"url":"https://www.ftc.gov/business-guidance/blog/2021/02/it-amour-or-scam-more","source":"FTC USA Business Blog Posts","description":"Is it amour – or scam-more? lfair February 11, 2021 | 12:17PM Is it amour – or scam-more? By Lesley Fair Online romance may begin with Panic! At The Disco’s High Hopes , but according to a new FTC Data Spotlight , all too often it ends with the conclusion that – to quote the J. Geils Band –  Love Stinks . Far be it from us to put a damper on Valentine’s Day, but reports to the Consumer Sentinel Network suggest that the injury inflicted by romance scams is on the rise. According to the new Data Spotlight , “For three years running, people have reported losing more money on romance scams than on any other fraud type identified in Sentinel. In 2020, reported losses to romance scams reached a record $304 million, up about 50% from 2019. For an individual, that meant a median dollar loss of $2,500.” Why the increase? The continued popularity of dating apps is part of the story, but the pandemic has played a part, too. For right now, the need for social distancing and masking makes the “meet cute” at the local coffee shop less likely. Of course, we’ve all heard heart-warming stories of romances that started on screen and blossomed IRL, but the Data Spotlight suggests that at least some of those digital dalliances may be hiding something more sinister. What does that have to do with you? We thought you’d never ask. Chances are that someone you know – a friend or family member perhaps – has a long-distance love they have yet to meet. A subtle word from you about the telltale signs of a romance scam could mean one less report to Consumer Sentinel in 2021 about a heart broken and a wallet emptied by a romance scammer. It can be a difficult topic to broach, but we have a sure-fire opener: “I just read the most fascinating thing on the website of the Federal Trade Commission, America’s consumer protection agency.” (What? That’s not your typical conversation starter? No Valentine for you!) Regardless of how you bring up the topic, Valentine’s Day offers a way to share some heart-to-heart hints. Romance scams can happen to anyone. According to the Data Spotlight, reports of money lost on romance scams increased for every age group in 2020. The 20-29 crowd saw the most notable spike, with the number of reports more than doubling since 2019. People between 40 and 69 were once again the most likely to report losing money to romance scams. And people 70+ reported the highest individual median losses at $9,475. Every picture tells a story, but some of those stories are fiction. Knowing that fetching photos can lure in a love, scammers routinely steal people’s snaps and pass themselves off as the person in the picture. To investigate their identity, try a reverse-image search of their profile picture or other photos they send you. If the picture is associated with another name or if the details don’t match up, you’re dealing with a scammer. Don’t mix romance with finance. We’ve always cautioned people not to wire money or send gift cards to online loves, but we have a new tip to add. Don’t let your guard down just because that special someone sends you money first. You can bet the money’s stolen. Next, they’ll want you to send it on for some cooked-up reason. This is how people become unwitting accomplices to money laundering. As soon as the requests for money start, it’s time to – depending on your musical generation – Go Your Own Way , bid them Bye Bye Bye , or make it clear that We Are Never Ever Getting Back Together . The FTC has more advice on how to spot a romance scam . ","id":3191273,"pubDate":"Thu, 01 Oct 2026 14:10:47 +0200","titre":"Is it amour – or scam-more?"},{"pubDate":"Mon, 20 Jan 2025 15:49:16 +0100","id":1857297,"titre":"CEF 2024: EDPB identifies challenges to the full implementation of the right of access","description":"Brussels, 20 January - The European Data Protection Board (EDPB) has adopted a report on the implementation of the right of access by controllers . The report summarises the outcome of a series of coordinated national actions carried out in 2024 under the Coordinated Enforcement Framework (CEF). It lists the issues that were observed for some controllers, along with a series of recommendations to help them implement the right of access. A central element is controllers’ awareness of the EDPB Guidelines 01/2022 on data subjects rights – Right of access and whether these guidelines were followed in practice. EDPB Deputy Chair Zdravko Vukíc said: “The CEF is a valuable initiative that helps strengthen the cooperation among Data Protection Authorities (DPAs): by tackling selected topics in a coordinated fashion, they achieve greater efficiency and more consistency. How controllers implement the right of access lies at the heart of data protection and it is one of the most frequently exercised data subject rights.” Throughout 2024, 30 DPAs across Europe launched coordinated investigations into the compliance of controllers with the right of access, by opening formal investigations, assessing whether a formal investigation was warranted and/or carrying out fact-finding exercises.  A total of 1,185 controllers, consisting of small and medium-sized enterprises (SMEs) and big companies active in different industries and fields, as well as various types of public entities, responded to the action. Areas of improvement and main challenges The results suggest that more awareness raising about Guidelines 01/2022 is necessary , both at national and EU level, as the guidelines help controllers implement the right of access, explain how exercising this right can be made easier, and list the exceptions and limitations of the right to access. As a result of the 2024 CEF action, seven challenges were identified. One of them is the lack of documented internal procedures to handle access requests. In addition, inconsistent and excessive interpretations of the limits to the right of access were also observed, such as overly relying on certain exceptions to automatically refuse access requests. Another example is the barriers that individuals could encounter when exercising their right of access, such as  formal requirements or being requested to provide excessive identification documents. For each challenge identified, the report provides a list of non-binding recommendations to be taken into account by controllers and DPAs. Positive findings Despite the existing challenges, two thirds of participating DPAs evaluated the level of compliance of responding controllers with respect to the right of access from ‘average’ to ‘high’. One important factor identified as having an impact on the level of compliance was the volume of access requests received by controllers, as well as the size of the organisation. More specifically, large-sized controllers or controllers receiving more requests were more likely to reach a higher level of compliance than small organisations with less resources. Positive findings were observed across Europe. These include the implementation of best practices by controllers, such as user-friendly online forms enabling individuals to submit an access request easily as well as self-service systems to allow individuals to autonomously download their personal data in a few clicks and at any time. Background and next steps The CEF is a key action of the EDPB under its 2024-2027 Strategy, aimed at streamlining enforcement and cooperation among DPAs.  In the past three years, two previous CEF actions were carried out. The results of these national actions are aggregated and analysed together to generate deeper insight into the topic and allowing for targeted follow-up on both national and EU level. In 2023, the EDPB published the report on its first coordinated action on the use of cloud-based services by the public sector . In 2024, the EDPB also published the","url":"https://www.edpb.europa.eu/news/news/2025/cef-2024-edpb-identifies-challenges-full-implementation-right-access_en","source":"EDPB News"}]