[{"description":"On 5 August 2026, the United Kingdom notified the WTO’s Committee on Safeguards that it had initiated, on the same day, a safeguard investigation on imports of certain polyethylene terephthalate","title":"United Kingdom launches safeguard investigation on polyethylene terephthalate","link":"https://www.wto.org/english/news_e/news26_e/safe_gbr_05aug26_472_e.htm","id":3080144},{"title":"$con.titolo1","link":"https://www.agcm.it/media-e-comunicazione/dettaglio?id=89f1cc27-1a5d-4c7f-864e-7cd6fa5bdf8f","id":3079998},{"id":3079996,"description":"Celebrating the Impersonation Rule that helps the FTC fight scams jensor April 7, 2025 | 7:54AM Celebrating the Impersonation Rule that helps the FTC fight scams By BCP Staff They say April showers bring May flowers. April also marks the one-year anniversary of the FTC’s Impersonation Rule, which gives the FTC more tools to fight impersonation scams that cost nearly $3 billion in reported losses during 2024. Impersonation scams hurt people and legitimate businesses. Here’s what the FTC is doing to fight these scams. Impersonators pretend to be someone they’re not to try to steal your money or personal information. Scammers might pose as a government entity or official and say you owe a fine or a toll. Or they may claim they’re from a well-known utility company, bank, or delivery services and say there’s something wrong with your account or package. Sometimes, they pretend to be from a known company offering tech support and ask you to call quickly to fix a problem or virus on your computer. These scams hurt the reputation of legitimate businesses and cause enormous financial harm to individuals.    Year after year, impersonation scams are one of the top frauds reported to the FTC. In 2024, the FTC received nearly 850,000 reports of imposter scams .  The Impersonation Rule gives the FTC more tools to fight these scams. Since the Rule went into effect, the FTC has filed multiple lawsuits against alleged impersonators , including phantom debt collectors and a scheme pretending to be affiliated with the Department of Education. The FTC has halted scammers that impersonated the FTC online — successfully asking domain registrars to shut down more than a dozen scam sites. These scam sites, for example, trick people who thought they were reporting fraud to the FTC into sending money or personal information to scammers. FTC staff has also sent letters to several operators of websites that sell IRS Employer Identification Number (“EIN”) filing services discussing conduct that may violate the FTC Act and the Impersonation Rule, such as making their websites look similar to the IRS’s tool for obtaining EINs for free. Here's advice to help your employees and customers steer clear of impersonation scams: Don’t give money or personal information to someone who contacts you unexpectedly.  If you’re not sure if a call or message is real, reach out to the business, organization, or person using contact information you looked up yourself and know to be true. Don’t trust your caller ID.  Your caller ID might show the name of a government agency or business, but caller ID can be faked. It could be anyone calling from anywhere in the world. Don’t click on links in unexpected emails, texts, or social media messages.  Scammers send emails and messages that look like they’re from a government agency or business, but they’re really designed to steal your money and personal information. Learn more about impersonation scams at ftc.gov/impersonators . And if you spot an impersonator, tell the FTC at ReportFraud.ftc.gov","title":"Celebrating the Impersonation Rule that helps the FTC fight scams","link":"https://www.ftc.gov/business-guidance/blog/2025/04/celebrating-impersonation-rule-helps-ftc-fight-scams"},{"description":"VTech settlement cautions companies to keep COPPA-covered data secure lfair January 8, 2018 | 12:15PM VTech settlement cautions companies to keep COPPA-covered data secure By Lesley Fair We can’t guarantee its effectiveness in getting kids to eat their vegetables or finish their homework. But there’s one circumstance in which a Mom or Dad’s “Because I said so . . . .” is the law of the land. When it comes to the online collection of personal information from kids under 13, the Children’s Online Privacy Protection Rule (COPPA) puts parents in charge. An FTC lawsuit against VTech , a big name in electronic learning products for the Swingset Set, alleges that the company violated COPPA and the FTC Act by, among other things, failing to take reasonable steps to protect sensitive data collected from children. A particular concern in this case – the FTC ’ s first dealing with connected toys – is the allegation that VTech’s violations came to light only after a hacker stole personal information about kids and parents who used the company’s products. First, some background. VTech operates Learning Lodge, an online platform that lets customers download child-directed apps, games, e-books, etc., onto their VTech connected devices. More than 2 million parents have created Learning Lodge accounts for close to 3 million kids. One popular app is Kid Connect, which allows children to send text messages, audio files, photos, etc., to contacts approved by Mom or Dad. Once registered, kids also can post messages on an electronic bulletin board accessible to people on the parent-OKed contact list. From at least July 2013 to November 2015, if a child wanted to use Kid Connect, a parent had to sign up on Learning Lodge. Registration required lots of personal information: the parent’s full name, physical address, email, password, and a secret Q&A for password retrieval, as well as the child’s name, date and year of birth, and gender. Parents could then set up a Kid Connect account by submitting an email address, a parent’s username and password, a child’s username, and a profile photo of both the parent and the child. (In addition, VTech offered a web-based platform called Planet VTech. It required parents to submit a substantial amount of personal information, too, including the child’s first name, login name, password, and full date of birth.) Where does the FTC allege VTech went wrong? First, VTech’s Privacy Policy said that when parents input personal information as part of the registration process for Learning Lodge, Kid Connect, or Planet VTech, “in most cases” that information “will be transmitted encrypted to protect your privacy using HTTPS encryption technology.” But according to the FTC, the data wasn’t encrypted, rendering VTech’s claim false under the FTC Act. The complaint also charges VTech with violating specific COPPA provisions. According to the FTC, VTech failed to provide sufficient notice on its website about the information it collects from children, how it uses that information, and its disclosure practices. In addition, VTech failed to provide direct notice of its policies to parents. The lawsuit also alleges that when people set up a Kid Connect account, VTech didn’t have a COPPA-compliant mechanism in place to verify that the person registering the account was a parent and not a child. Finally, Section 312.8 of the Rule requires COPPA-covered companies like VTech to “establish and maintain reasonable procedures to protect the confidentiality, security, and integrity of personal information collected from children.” However, in this case, a hacker was able to remotely access VTech’s test environment and from there gained entry into the live site. That’s where the hacker grabbed parents’ full names, addresses, email addresses, secret questions, and children’s usernames – all of which was stored in clear, readable text. Although VTech","link":"https://www.ftc.gov/business-guidance/blog/2018/01/vtech-settlement-cautions-companies-keep-coppa-covered-data-secure","title":"VTech settlement cautions companies to keep COPPA-covered data secure","id":3079997},{"id":3079837,"description":"2026-07-22 : L'entreprise peut être cédée dans son intégralité à un tiers extérieur à l'entreprise. La cession est soumise à l'accomplissement de plusieurs formalités en vue d'assurer la protection du cédant, de l'acquéreur et des créanciers de l'entreprise.Portailpro.gouv permet aux professionnels de centraliser et de consulter, sur un seul espace, l’ensemble de leurs déclarations et paiements auprès des administrations fiscales, sociales et","title":"Cession de l'entreprise individuelle à un tiers","link":"https://entreprendre.service-public.gouv.fr/vosdroits/F35997"},{"id":3079838,"link":"https://entreprendre.service-public.gouv.fr/vosdroits/F35995","title":"Cession de l'entreprise individuelle aux salariés","description":"2026-07-22 : Le rachat de l’intégralité de l'entreprise peut être proposé à ses salariés. La cession est soumise à l'accomplissement de plusieurs formalités en vue d'assurer la protection du cédant, de l'acquéreur et des créanciers de l'entreprise.Portailpro.gouv permet aux professionnels de centraliser et de consulter, sur un seul espace, l’ensemble de leurs déclarations et paiements auprès des administrations fiscales, sociales et"},{"description":"2024-10-03 : Le choix de la date de clôture généralement est libre. Il se fait au moment de l'immatriculation de l'entreprise. Nous vous présentons les règles en la matière.Les règles varient en fonction du type d'entreprise et de son régime fiscal : micro-entrepreneur ou entrepreneur individuel soumis à un régime réel d'imposition ou","link":"https://entreprendre.service-public.gouv.fr/vosdroits/F32069","title":"Choisir la date de clôture d'un exercice comptable","id":3079836},{"id":3079665,"title":"Moins de formalités pour les ventes au déballage et les ventes en liquidation","link":"https://entreprendre.service-public.gouv.fr/actualites/A18948?xtor=RSS-112","description":"La loi simplification de la vie économique du 26 mai 2026 a introduit plusieurs mesures afin d’alléger la charge administrative pesant sur les entreprises. Ainsi, des dispositions suppriment des formalités relatives à la vente au déballage et à la vente en"},{"id":3079664,"title":"Bail commercial : ce qui change","link":"https://entreprendre.service-public.gouv.fr/actualites/A18929?xtor=RSS-112","description":"La loi de simplification de la vie économique du 26 mai 2026 comporte plusieurs mesures relatives au bail commercial."},{"description":"Fiscalité, facturation électronique, transports... Entreprendre Service Public fait le point sur les dispositions de la loi de finances pour","title":"Loi de finances pour 2026 : ce qui change pour les entreprises","link":"https://entreprendre.service-public.gouv.fr/actualites/A18821?xtor=RSS-112","id":3079662},{"description":"Suite à un incident informatique sur le site autoentrepreneurs.urssaf.fr, le mauvais taux a été appliqué sur les déclarations de chiffre d’affaires des BNC (bénéfices non","link":"https://entreprendre.service-public.gouv.fr/actualites/A18823?xtor=RSS-112","title":"Micro-entrepreneurs : un incident technique a pu impacter la déclaration de votre chiffre d’affaires en BNC","id":3079663},{"id":3079637,"description":"Proposition de DÉCISION D’EXÉCUTION DU CONSEIL relative au recensement des projets de défense européens d’intérêt commun au titre du règlement (UE) 2025/2643 du Parlement européen et du","title":"ST 11536 2026 INIT","link":"https://data.consilium.europa.eu/doc/document/ST-11536-2026-INIT/fr/pdf"},{"id":3079606,"title":"Dossier politique commerciale de Donald Trump","link":"https://www.lemoci.com/actualites/actualites/dossier-politique-commerciale-de-donald-trump/","description":"Le feuilleton douanier lancé par les Etats-Unis en avril 2025 se poursuit. Bien qu’une partie de ces tariffs aient été déclarés illégaux par la Cour suprême, l’administration Trump multiplie les initiatives juridiques pour taxer toujours plus les importations. De l’autre côté de l’Atlantique, les entreprises restent en veille et continuent malgré tout de travailler avec […] Cet article Dossier politique commerciale de Donald Trump est apparu en premier sur Le Moci"},{"title":"Cession du fonds de commerce à un tiers","link":"https://entreprendre.service-public.gouv.fr/vosdroits/F37197","description":"2026-07-22 : Le fonds de commerce peut être cédé à un tiers extérieur à l'entreprise. La cession est soumise à l'accomplissement de plusieurs formalités en vue d'assurer la protection du cédant, de l'acquéreur et des créanciers de l'entreprise.Portailpro.gouv permet aux professionnels de centraliser et de consulter, sur un seul espace, l’ensemble de leurs déclarations et paiements auprès des administrations fiscales, sociales et","id":3078997},{"description":"2026-07-22 : Le rachat du fonds de commerce peut être proposé à ses salariés. La cession est soumise à l'accomplissement de plusieurs formalités en vue d'assurer la protection du cédant, de l'acquéreur et des créanciers de l'entreprise.Portailpro.gouv permet aux professionnels de centraliser et de consulter, sur un seul espace, l’ensemble de leurs déclarations et paiements auprès des administrations fiscales, sociales et","link":"https://entreprendre.service-public.gouv.fr/vosdroits/F37195","title":"Cession du fonds de commerce aux salariés","id":3078998},{"id":3078996,"description":"2026-02-06 : Le fonds de commerce peut être cédé à un membre de la famille. La cession est soumise à l'accomplissement de plusieurs formalités en vue d'assurer la protection du cédant, de l'acquéreur et des créanciers de l'entreprise.Portailpro.gouv permet aux professionnels de centraliser et de consulter, sur un seul espace, l’ensemble de leurs déclarations et paiements auprès des administrations fiscales, sociales et","title":"Cession du fonds de commerce à un membre de la famille","link":"https://entreprendre.service-public.gouv.fr/vosdroits/F37196"},{"link":"https://entreprendre.service-public.gouv.fr/actualites/A18907?xtor=RSS-112","title":"Hausse des prix du carburant : quelles aides ?","description":"En raison du conflit au Moyen-Orient, les coûts du carburant connaissent une forte hausse. Face à cette problématique, découvrez l’ensemble des aides disponibles selon votre","id":3078823},{"description":"Dans un arrêt rendu le 3 juin 2026, la Cour de cassation se prononce sur le cas d’une salariée licenciée pour avoir annoncé sa grossesse tardivement à son","title":"Un employeur peut-il licencier une salariée qui ne lui a pas indiqué qu'elle était enceinte ?","link":"https://entreprendre.service-public.gouv.fr/actualites/A18951?xtor=RSS-112","id":3078822},{"description":"Afin de protéger les salariés exposés aux risques de la chaleur, l'employeur doit mettre en place de nouvelles mesures de prévention depuis 2025.","title":"Chaleur : quelles obligations pour l'employeur ?","link":"https://entreprendre.service-public.gouv.fr/actualites/A18326?xtor=RSS-112","id":3078821},{"id":3078819,"description":"Le solde de la taxe d'apprentissage (TA) doit être déclaré et payé dans la DSN d’avril exigible le 5 ou le 15 mai 2026 selon la date de versement de la","title":"Solde de la taxe d'apprentissage : quand déclarer et payer ?","link":"https://entreprendre.service-public.gouv.fr/actualites/A18179?xtor=RSS-112"},{"id":3078820,"title":"Nouvelles conditions d'accès au Registre des bénéficiaires effectifs","link":"https://entreprendre.service-public.gouv.fr/actualites/A17554?xtor=RSS-112","description":"Depuis le 31 juillet 2024, l’accès au Registre des bénéficiaires effectifs (RBE) est limité aux personnes justifiant d’un intérêt légitime. La loi du 30 avril 2025, complétée par un décret du 24 avril 2026, intègre cette disposition dans le droit français et précise la liste des entités pouvant accéder au RBE."},{"description":"Avec les fuites massives de données personnelles, l’arnaque au faux conseiller bancaire est de plus en plus répandue. En quoi consiste-elle ? Comment la repérer ? Comment réagir pour vous protéger ? On fait le","link":"https://www.economie.gouv.fr/particuliers/numerique-et-cybersecurite/arnaque-au-faux-conseiller-bancaire-spoofing-comment-la-reperer-et-reagir","title":"Arnaque au faux conseiller bancaire (spoofing) : comment la repérer et réagir ?","id":3078784},{"id":3078511,"description":"Painting the town green wfg-adm109 October 25, 2012 | 12:27PM Painting the town green By Lesley Fair The biggest decision facing a DIYer in the paint store used to be whether Dusting of Snow or Wistful Beige was right for the dining room.  But nowadays more businesses are making express claims about their products, including purported environmental benefits.  Two of the nation’s leading paint companies — The Sherwin-Williams Company and PPG Architectural Finishes, Inc. — advertised that some of their paints were free of volatile organic compounds (VOCs). First, a little VOC-ational education about paint.  Some VOCs (carbon-containing compounds that evaporate at room temperature) can be harmful to human health and to the environment.  Many interior wall paints contain significant levels of VOCs, so it’s not surprising that companies have introduced paints advertised as free of VOCs.  The “zero VOCs” claim for Sherwin-Williams' Dutch Boy Refresh and PPG's Pure Performance were on product labels, on point-of-purchase displays, online, and in the media.  The companies also disseminated them through promotional materials provided to independent distributors and retailers. But the FTC says the companies colored the truth about the level of VOCs in the paint people bought.  According to the complaint, while the “zero VOCs” representation may have been accurate for the uncolored base, buyers generally get tinted paint, which may contain significant levels of VOCs. Therefore, the FTC charged that the companies’ “zero VOCs” claims were false.  The complaint also alleges that Sherwin-Williams and PPG gave distributors and retailers the “means and instrumentalities” to disseminate misleading claims, in violation of the FTC Act. To settle the charges, the companies have agreed not to make deceptive claims in the future.  (Read the Sherwin-WIlliams pleadings and PPG pleadings for the specifics.)  If they say expressly or by implication that the VOC level of a paint is zero, they’ll need sound science to prove that it contains no VOCs — or no more than a trace level.  The definition of “trace level” comes from the FTC's revised Green Guides : that VOCs haven’t been intentionally added to the product, that the presence of VOCs at that level doesn’t cause material harm to health or to the environment typically associated with VOCs, and the VOC level isn’t higher than what’s found in background levels in ambient air. The order gives the companies two other options.  If after tinting, the VOC level is below a certain specified level, the companies can clearly and prominently disclose that the claim applies only to the base paint and that the actual VOC level may increase, depending on the color choice.  A third option:  They can clearly and prominently disclose that the claim applies on to the base paint and that the VOC level may increase “significantly” or “up to [ insert:  the highest possible VOC level after tinting],” depending on the color choice.  The order also bans unsubstantiated environmental benefit claims for any covered product. In response to the FTC's lawsuit, the companies also agreed to send letters to their dealers and distributors, directing them to stop using ads and marketing materials making the “no VOCs” or “zero VOCs” claims challenged in the complaint.  Sherwin-Williams and PPG also will direct dealers and distributors to sticker over those claims on paint cans.  What’s the take-away for businesses?  First, view claims from your customers’ perspective.  Put another way, what really matters to people shopping for paint?  The VOC levels in the base or in the paint that was actually going on the walls of their homes?  Second, if you haven’t had a chance to take a look at the revised Green Guides ,","link":"https://www.ftc.gov/business-guidance/blog/2012/10/painting-town-green","title":"Painting the town green"},{"id":3078512,"link":"https://www.agcm.it/articoli-standard?id=dee5a42c-607b-4c9e-8002-faad5e36e87f","title":"Consultazione pubblica sulle Linee Guida della Lega Calcio Serie A per la commercializzazione in forma centralizzata dei diritti audiovisivi per le stagioni sportive 2029/2030, 2030/2031, 2031/2032, 2032/2033, 2033/2034"},{"id":3078504,"description":"Recognize Data Privacy Day by protecting your small business from cybercriminals chundycz January 28, 2026 | 8:02AM Recognize Data Privacy Day by protecting your small business from cybercriminals Your small business likely has had many milestones. Hiring your first employee. Opening your doors for the first time. Making your first sale. But some milestones you’d probably rather avoid — like experiencing your first cyberattack. Think you’re too small to target? Think again. Cybercriminals target companies big and small, so this Data Privacy Day keep your business’s data (and your customers’ data) safe by reviewing the FTC’s updated resources at ftc.gov/cybersecurity . At  ftc.gov/cybersecurity , you’ll find the FTC’s updated article, Cybersecurity for Small Business, included in the FTC’s suite of small business materials at  ftc.gov/smallbusiness . This covers eight topics ranging from the importance of using email authentication technology and how to protect your business from phishing and ransomware, to questions to ask your vendors about their own cybersecurity practices. Whether these topics are new or familiar to you, reviewing the advice at  ftc.gov/cybersecurity and sharing it with your staff can help protect your business from cybercriminals. Here are some other ideas for how to help protect your business: Talk about the sections of  Cybersecurity for Small Business with your staff or fellow business owners.  Don’t have a lot of time? No problem. The article has clear, practical advice in plain language. Share advice about cybersecurity on your business’s social media page.  If some of this security guidance is new to you, it may be new to other small business owners too. Help them protect their business by sharing this advice. You can copy and paste information directly from the  article . Stay in the know with the FTC’s Business Blog.  Subscribe to get the latest guidance on how to protect your small business from cybercriminals, and more. Find more resources for small businesses at  ftc.gov/smallbusiness","title":"Recognize Data Privacy Day by protecting your small business from cybercriminals","link":"https://www.ftc.gov/business-guidance/blog/2026/01/recognize-data-privacy-day-protecting-your-small-business-cybercriminals"},{"title":"“Amazing Wealth System” not so amazing, alleges the FTC","link":"https://www.ftc.gov/business-guidance/blog/2018/03/amazing-wealth-system-not-so-amazing-alleges-ftc","description":"“Amazing Wealth System” not so amazing, alleges the FTC lfair March 23, 2018 | 12:17PM “Amazing Wealth System” not so amazing, alleges the FTC By Lesley Fair An FTC lawsuit alleges that money-making claims made by a related group of companies and individuals for their Amazing Wealth System are “amazing” all right – if by “amazing” you mean “not credible” or “unsupported by the facts.” The complaint charges the defendants with violating the FTC Act and the Business Opportunity Rule . One interesting factual twist is how elements of the “system” allegedly depend on subverting Amazon’s rules about online reviews and third-party sales. Defendants advertise their Amazing Wealth System via direct mail, radio, YouTube videos, social media, and live events. (Consumers may know them by names like Amazon Wealth Systems, FBA Stores, Insider Online Secrets, or Online Auction Learning Center. But let’s be clear: The defendants have no affiliation with Amazon.) According to the FTC, the defendants lure prospective purchasers in with claims like this: “My name is Adam Bowser, and over the past 18 years I have sold over $50 million online. I’m going to be hosting a few local workshops around the Seattle area to share my secrets for making money on Amazon.” “Get started selling on Amazon and make $5,000-$10,000 in the next 30 days . . . Even if you have never sold anything online before.” “Just last year we sold over $12 Million on Amazon.com. Now we want to help you become our next Amazon success story.” The defendants’ initial step is bringing consumers in for a free two-hour seminar. At the seminar, they pitch their $995 three-day workshops: “How many of you would love to be able to learn how you can make an extra $5,000 to $10,000 a month by spending 30 minutes to an hour a day learning and implementing a plug-and-play system I’m going to share with you here in a moment.” According to the FTC, the three-day workshops shift the hype into overdrive, including the sale of more expensive packages like the $34,995 “Diamond” enrollment. As one pitch person said at a workshop, “So whether you want an extra $20- to $30,000 a year or you want to create a million dollar a year business, I’m going to show you how to do either of those.” The complaint alleges that in purporting to showing people “how to do either of those,” much of the information the defendants convey is basic stuff available for free on Amazon’s Resources and Tutorials page. However, other “tips, tricks, and techniques” allegedly violate Amazon’s Business Solutions Agreement, the document that sets forth the rules that companies must follow if they want to sell on Amazon. For example, according to the FTC, the defendants instruct consumers who buy their Amazing Wealth System to get fake product reviews for the items they list on Amazon – advice that violates Amazon’s Anti-Manipulation Policy for Customer Reviews. Another of those “tricks” teaches people to use various ruses in an effort to “win the box” – in other words, to be the seller of choice in Amazon’s coveted Buy Box when the same merchandise is available from multiple sellers. As a result, says the FTC, purchasers who use the defendants’ system often experience problems with their Amazon stores, including getting suspending and losing their ability to sell on the site. The FTC lawsuit charges that people who buy the Amazing Wealth System and try to use the defendants’ strategies are unlikely to earn the income the defendants advertise. And according to the lawsuit, the defendants’ brief “earnings disclaimers” are ineffective to undo the net impression that people who implement the “system” are likely to make money. The complaint alleges other specific violations of the Business Opportunity Rule .","id":3078505},{"description":"Concerned about deceptive earnings claims? So’s the FTC, and we want your feedback jensor January 13, 2025 | 2:45PM Concerned about deceptive earnings claims? So’s the FTC, and we want your feedback By Julia Solomon Ensor It’s a persistent problem the FTC’s aggressive enforcement program’s been fighting for decades: we’re talking about companies and programs that lure in entrepreneurs, investors, or participants with promises of significant earnings, and then fail to deliver. Today the FTC announced proposed rulemakings to strengthen the agency’s tools to curb deceptive earnings claims in industries where reports indicate they are pervasive: money-making opportunities and multi-level marketing (MLM) programs. If finalized, the proposals would allow the FTC to seek stronger relief – like money back for consumers or civil penalties – from covered companies making deceptive claims. Today’s announcement involves three proposals that work together. Each proposal includes a set of questions to consider, but, in general, we want to know: Will the proposals help us protect consumers and businesses? Will they deter harmful conduct? Should we make changes? Do you have any data or ideas we should consider? Here’s what’s on the table. A Notice of Proposed Rulemaking (NPRM) proposing amendments to the FTC’s Business Opportunity Rule . The amendments – which, as proposed, wouldn’t cover franchises or MLMs – would expand the Business Opportunity Rule’s existing prohibitions on deceptive or unsubstantiated earnings claims to “money-making opportunities,” defined as business coaching or investment opportunities. That means any covered seller would be required to have substantiation for claims about likely earnings. And, if someone requested that substantiation, the proposed amendments would also clarify that the seller must provide it in the same language they used to make the earnings claims. An NPRM proposing a new rule addressing deceptive earnings claims in the multi-level marketing industry. This proposed new Earnings Claim Rule would borrow language from the Business Opportunity Rule to prohibit sellers of MLMs from making deceptive earnings and related claims. Like the Business Opportunity Rule, this proposal would require covered businesses to tell the truth about how much people are likely to earn and be ready to provide information about what those claims are based on – in writing – upon request. Like the proposed changes to the Business Opportunity Rule, it would require sellers of MLMs who give out substantiation for earnings claims to do so in the same language they used to make the earnings claims. The FTC has offered several proposed definitions and alternative provisions in the NPRM. Check them out and let us know which ones you think work best. An Advance Notice of Proposed Rulemaking (ANPR) asking whether the FTC should propose additional rule requirements that would apply to the MLM industry. The FTC has reason to believe deceptive earnings claims are prevalent in the MLM industry, and we want to know if more rule provisions – beyond what’s being proposed in the NPRM discussed above – are needed. Check out the Notice for details, but the big questions include whether MLM sellers should be required to: (1) provide earnings data to participants and potential recruits or post that information on their websites; (2) provide clear information about typical earnings whenever they make any earnings claims; or (3) impose a waiting period before recruits can join or pay any money to the MLM. You’ll have 60 days to review and comment on each proposal on Regulations.gov. That 60-day period starts from the date the proposals are published in the Federal Register. We hope you’ll weigh","title":"Concerned about deceptive earnings claims? So’s the FTC, and we want your feedback","link":"https://www.ftc.gov/business-guidance/blog/2025/01/concerned-about-deceptive-earnings-claims-sos-ftc-we-want-your-feedback","id":3078506},{"description":"Online sellers: How the INFORM Consumers Act could impact your business lfair August 18, 2023 | 12:43PM Online sellers: How the INFORM Consumers Act could impact your business By Lesley Fair The INFORM Consumers Act took effect on June 27, 2023. The FTC has issued staff guidance for online marketplaces and now we have advice for online sellers whose businesses may be affected by the new law. Congress passed the Integrity, Notification, and Fairness in Online Retail Marketplaces for Consumers Act – or the INFORM Consumers Act – to make online transactions more transparent. The law requires “online marketplaces” to collect, verify, and disclose certain information about “high-volume third party sellers.” Informing Businesses about the INFORM Consumers Act explains more about how the law defines those terms, discusses what’s required of online marketplaces, and outlines the substantial penalties the FTC and state law enforcers may seek if online marketplaces violate the law. A new FTC publication, What Third Party Sellers Need to Know About the INFORM Consumers Act , looks at the statute from the perspective of businesses that sell via online platforms – for example, what sellers are impacted, what you can expect online platforms to require of you, and what information platforms must disclose about you to consumers. It also answers some questions you may have about the law. Have you spotted a violation of the INFORM Consumers Act? Report it to the FTC.  We have a dedicated link where you can let us know about possible INFORM Consumers Act violations.   Image        ","link":"https://www.ftc.gov/business-guidance/blog/2023/08/online-sellers-how-inform-consumers-act-could-impact-your-business","title":"Online sellers: How the INFORM Consumers Act could impact your business","id":3078507},{"id":3078508,"title":"FTC charges battery maker in first case under Made in USA Labeling Rule","link":"https://www.ftc.gov/business-guidance/blog/2022/04/ftc-charges-battery-maker-first-case-under-made-usa-labeling-rule","description":"FTC charges battery maker in first case under Made in USA Labeling Rule lfair April 12, 2022 | 2:15PM FTC charges battery maker in first case under Made in USA Labeling Rule By Lesley Fair For people who prefer to buy Made in USA merchandise, products from Lithionics Battery LLC seemed like an attractive option. According to the FTC, Lithionics and General Manager Steven Tartaglia used phrases and American flag images to convey a Made in USA marketing message for their battery, battery module, and battery management system products. But don’t wave Old Glory just yet. As the FTC’s first action under the new Made in USA Labeling Rule alleges, the lithium ion cells Lithionics used were actually made in China. The proposed settlement includes a civil penalty of $105,319.56 and requires changes in how the company makes Made in USA claims.      Image Lithionics sells battery products for recreational vehicles, marine applications, and similar uses. The defendants labeled their merchandise with an image of the flag image surrounded by the words “Made in U.S.A.” Sometimes they added the phrase “Proudly Designed and Built in USA.” The defendants doubled down on those representations on the Lithionics website, in mail order catalogs, and in social media. For example, the complaint cites YouTube videos featuring Tartaglia and company employees putting Made in USA labels on Lithionics products. Other marketing materials featured a chart comparing the “advantage[s] of Lithionics battery systems” to what are described as “imports.”     Image Under the Made in USA Labeling Rule , marketers are prohibited from labeling products as “Made in USA” unless all or virtually all ingredients or components are made and sourced in the United States. What’s more, the final assembly or processing – and all significant processing that goes into the product – must occur in the US.   But according to the FTC, Lithionics battery and battery module products incorporated Chinese-made lithium ion cells, and Lithionics battery management systems included significant imported components. That’s why the FTC says the defendants’ “Made in USA” claims were deceptive.   The complaint , which names both Lithionics and Tartaglia, alleges violations of the Made in USA Rule and Section 5 of the FTC Act. In addition to a civil penalty of $105,319.56 authorized under the new Rule, the proposed settlement includes injunctive provisions that will change how the defendants do business going forward. For example, the order prohibits them from making unqualified U.S.-origin claims unless they have proof that the product’s final assembly or processing – and all significant processing – takes place in the US and that all or virtually all ingredients or components are made and sourced here.   The order further requires that any qualified Made in USA claims include clear disclosures about the extent to which the product contains foreign parts, ingredients, or components, or involved foreign processing. Finally, if the defendants convey that a product is assembled in the United States, they must ensure it was last substantially transformed in the US, its principal assembly took place here, and US assembly operations are substantial.   If your company makes Made in USA claims, the case offers two important compliance notes.   Review the Rule to keep your representations red, white, and true. If you make Made in USA claims, do they comport with the Made in USA Labeling Rule ? The new civil penalty remedy can make non-compliance costly. If necessary, take care to qualify your claims. If you make Made in USA"},{"id":3078509,"description":"Default lines: How the FTC says Credit Karma and Fandango SSLighted security settings wfg-adm109 March 28, 2014 | 9:35AM Default lines: How the FTC says Credit Karma and Fandango SSLighted security settings By Lesley Fair Imagine a burly doorman at an exclusive party.  When someone claims to be a guest, the doorman checks their invitation and runs it against the names on the list.  If it doesn’t match up, the person won’t make it through the velvet rope.  But what happens if the doorman isn’t doing his job?  His lapse could allow a ringer into the party to scarf up the hors d’oeuvres and steal the valuables.  It’s not a perfect analogy, of course, but the FTC’s settlements with credit information company Credit Karma and movie ticket site Fandango demonstrate the dangers when companies override the default settings of operating systems designed to authenticate and secure the connections used to transmit sensitive information. Here’s how things work after a consumer has downloaded an app onto a device.  Think of Secure Sockets Layer (SSL), the industry-standard protocol to establish encrypted connections, as the doorman.  When an online service wants to connect to an app, the service presents an SSL certificate to vouch for its identity.  Once the app validates the certificate, the online service is allowed through the velvet rope and establishes an encrypted connection to the device so the consumer can send information.  This one-two punch of validation through an SSL certificate and encryption creates a safer way for people to transmit sensitive data. But fraudsters have been known to use spoofing techniques to mount what are called man-in-the-middle attacks.  If the app doesn’t check the SSL certificate, an attacker can use an invalid certificate to get their foot in the door and establish a connection to intercept information sent between the app and the online service.  Neither the person using the app nor the online service realizes what’s going on. Securing the transmission of personal information against threats like man-in-the-middle attacks is so important that the iOS and Android operating systems provide developers with easy-to-use application programming interfaces – APIs – to implement SSL.  By default, these APIs automatically validate SSL certificates and reject the connection if the certificate is invalid. The developer documentation for both the iOS and Android operating systems uses particularly strong language to warn against disabling those default validation settings.  According to the iOS documentation, failing to validate SSL certificates “eliminates any benefit you might otherwise have gotten from using a secure connection.  The resulting connection is no safer than sending the request via unencrypted HTTP because it provides no protection from spoofing by a fake server.”  The Android documentation doesn’t mince words either:  An app that doesn’t validate SSL certificates “might as well not be encrypting communication, because anyone can attack users at a public Wi-Fi hot spot . . . [and] the attacker can then record passwords and personal data.” According to the FTC, Credit Karma and Fandango ignored those “Don’t go there” warnings.  While developing its iOS app, which lets consumers get their credit scores and monitor other financial data, Credit Karma authorized a service provider to use code that disabled SSL certificate validation for the purpose of testing.  But the FTC says Credit Karma let the app go to market without turning the default settings back on.  So between July 18, 2012, and around January 1, 2013, the company’s iOS app was vulnerable to man-in-the-middle attacks, putting users’ Social Security numbers, dates of birth, and credit report data at risk. How did CreditKarma find out about the problem?  According to the FTC, not through its own in-house","link":"https://www.ftc.gov/business-guidance/blog/2014/03/default-lines-how-ftc-says-credit-karma-fandango-sslighted-security-settings","title":"Default lines: How the FTC says Credit Karma and Fandango SSLighted security settings"},{"id":3078510,"description":"4 tips businesses can take from the FTC’s $19+ million Google settlement wfg-adm109 September 4, 2014 | 12:39PM 4 tips businesses can take from the FTC’s $19+ million Google settlement By Lesley Fair The polar bears and penguins sold within kids’ apps offered in the Google Play Store may have been virtual, but the unauthorized charges Moms and Dads got stuck with were all too real.  A proposed FTC settlement will refund at least $19 million to parents whose accounts were charged illegally, according to the complaint, and will implement enforceable changes in how Google handles in-app purchases.  Of course, the order applies just to Google, but the case offers compliance tips for anyone in the app industry.  How do your practices measure up? Many of the kids’ apps available from Google – even some of the free ones – offer in-app purchases.  At a per-click cost that ranges from 99 cents to $200, they don’t come cheap.  According to the FTC , when Google first introduced in-app charges in 2011, the company didn’t require a password or other method to get the account holder’s authorization.  Kids could incur in-app charges billable to their parents simply by clicking on popups within the app – as Moms and Dads found out when they checked their statements and learned that all those clicks had resulted in hefty unauthorized charges. Sometime in 2012, Google changed its procedures and started to present a popup that asked for the account holder’s password before purchase.  But the FTC says Google’s purported “fix” didn’t solve the problem – and actually introduced confusing new wrinkles.  For example, the new popup just asked the account holder to type in their password and click CONFIRM, but never mentioned anything about charging for an in-app purchase.  But it gets worse:  Google didn’t tell people that entering a password opened a 30-minute window where kids could rack up unlimited charges without Mom or Dad’s approval.  In effect, how Google chose to design its payment system created a half-hour shopping spree for kids, with parents obligated to pay the piper.  In this case, the piper was Google, which pocketed about 30% for every app sold in its store. This isn’t the FTC’s first salvo against unauthorized in-app charges in kids’ apps.  In January, it was a $32.5 million settlement with Apple that requires the company to get the account holder’s express, informed consent.  In July, the FTC sued Amazon.com , also seeking full refunds for consumers and an order requiring informed consent for in-app charges.  (That case is pending in federal court in Seattle.) For members of the app industry interested in keeping their practices within the law, what tips can they take from the Google settlement ? 1)  Get consumers’ express consent before billing them.   It’s hardly a novel concept, but it bears repeating:  It’s illegal to place charges on consumers’ accounts without their permission.  That was the law before the advent of mobile apps and we’ll go out on a limb and say the same principle will apply to The Next New Thing.  Regardless of what you sell or how you sell it, get people’s informed OK before billing them. 2)  Read – and heed – your mail.   According to the complaint, Google started to get flak from consumers almost as soon as it introduced in-app purchases in kids’ apps.  The FTC’s complaint cites just a few of the thousands of communications from parents that should have made it crystal-clear to Google that it had a problem on its hands.  What’s the message for marketers?  One insightful – and free – gauge of what’s going on in the marketplace is what your customers are telling you. 3)  Listen to your staff.   It wasn’t just parents who expressed concerns.  In","title":"4 tips businesses can take from the FTC’s $19+ million Google settlement","link":"https://www.ftc.gov/business-guidance/blog/2014/09/4-tips-businesses-can-take-ftcs-19-million-google-settlement"},{"description":"Data security hearings start today: Watch the webcast lfair December 11, 2018 | 8:43AM Data security hearings start today: Watch the webcast By Lesley Fair Y ou’ve probably been following the FTC Hearings on Competition and Consumer Protection in the 21st Century. The next two days of hearings – Tuesday, December 11th, and Wednesday, December 12th – will take a deep dive into a topic of interest to just about every business and consumer: data security . No matter where you’re located, it’s easy to participate. Today’s proceedings begin at 10:10 Eastern Time. After opening remarks from Andrew Smith, Director of the FTC’s Bureau of Consumer Protection, panels will cover data breaches, incentives to invest in data security, and the consumer demand for it. Speakers include academics, industry members, and security researchers. The two-day hearing is free and open to the public at the FTC’s Constitution Center, 400 7th Street, S.W., located at the Metro L’Enfant Plaza station. Can’t attend in person? Watch the webcast by following the link that will go live a few minutes before the 10:10 starting time. You can file a public comment on issues raised at the data security hearing by March 13, 2019.","title":"Data security hearings start today: Watch the webcast","link":"https://www.ftc.gov/business-guidance/blog/2018/12/data-security-hearings-start-today-watch-webcast","id":3078502},{"link":"https://www.ftc.gov/business-guidance/blog/2018/09/ftc-says-deceptive-rental-listings-were-nothing-write-home-about","title":"FTC says deceptive rental listings were nothing to write home about","description":"FTC says deceptive rental listings were nothing to write home about lfair September 17, 2018 | 1:03PM FTC says deceptive rental listings were nothing to write home about By Lesley Fair As the song goes, “A house is not a home.” And as alleged in an FTC lawsuit against the operators of rental listing websites , sometimes an apartment isn’t an apartment. Steven Shayan, Kevin Shayan, and affiliated companies run ApartmentHunterz.com, FeaturedRentals.com, and WeTakeSection8.com. For consumers who pay weekly or monthly subscription fees, the defendants promise accurate listings for available units. For example, ApartmentHunterz.com claims its “unique, date-sensitive, rental software updates the listings on a daily basis, so that the data you receive from us is the most accurate and up-to-date information available on the Web today.” Touting “Real-Time Vacant rental listings,” the site purports to feature “over 1,000,000 hourly updated ads” and “over 15,000 exclusive vacant and upcoming listings, giving you the advantage to find the apartment or home of your choice in 3-5 days.” No need to worry about outdated information, the site assures prospective tenants. The company uses “phone and email verification to remove rented listings and verify price changes as well as post new rentals hourly as they become available.” FeaturedRentals.com echoes those accuracy claims, putting a particular emphasis on the quality of its listings. Unlike “free sites or yellow pages that just lists the community that might not have a vacancy,” FeaturedRentals.com describes itself as “a reputable rental site” that gets information “directly from landlords and management companies,” “verif[ies] the availability of the properties,” and then “updates its search engine on a daily and hourly basis.” For elderly and disabled consumers and very low-income families who qualify for Section 8 housing assistance, available units can be particularly hard to find. But WeTakeSection8.com billed itself as “the Nation’s Largest Section 8 Apartment Finder” and “one the most up-to-date sites” for rentals that are “already set up to accept the vouchers.” Why buy a subscription to WeTakeSection8.com? Because unlike sites that include “old listings that have long since been rented,” WeTakeSection8.com claims to offer “thousands of updated and verified listings including exclusive listings not found on free websites.” But according to the FTC , the defendants’ sites are rife with inaccurate or unavailable listings. Hundreds of consumers and property managers have complained directly to the defendants and through groups like the BBB. Among other things, they reported that units on the site weren’t really for rent. And we’re not talking about “Gosh darn it. Somebody just signed a lease this morning” near-misses. Consumers and property managers report that apartments featured on the defendants’ sites had been rented months – or even years – earlier. In addition, the FTC alleges that many listings on WeTakeSection8.com don’t actually accept Section 8 vouchers. Anyone who pays a subscription fee for a service that doesn’t deliver as promised experiences financial injury, but it takes a particular bite out of the budget of low-income consumers who qualify for Section 8. According to the complaint, the defendants’ conduct harms those consumers in another way, too. A disabled person or low-income family can spend years on the Section 8 waiting list. But once they qualify for a voucher, they may have only 60-90 days to find a place that takes Section 8. Time spent going down blind alleys – for example, pursuing listed properties that aren’t really available – cuts into that narrow window. The FTC lawsuit alleges (among other things) that the defendants’ claims of offering accurate,","id":3078503},{"title":"Avocat : une prestation \"pro bono\" ne peut être regardée comme une recette imposable","link":"https://www.lemondedudroit.fr/decryptages/379-actualite-juridique/105404-avocat-une-prestation-pro-bono-ne-peut-etre-regardee-comme-une-recette-imposable.html","description":"5 Août","id":3078454},{"description":"2026-07-09 : La cession de parts sociales en SCI correspond à la vente des parts détenues par un associé. Elle peut intervenir pour quitter la société, transmettre une activité ou réorganiser le capital. Elle permet aussi l’entrée d’un nouvel associé.Pour être valable, la cession de parts sociales au sein d’une SCI nécessite le respect de plusieurs étapes.Depuis le 1er janvier 2023, les formalités de création, de modification et de cessation d'activité doivent être réalisées en ligne sur le guichet des formalités des entreprises. Ce « guichet unique » remplace les centres de formalités des entreprises (CFE) qui sont supprimés. Il concerne toutes les entreprises, quelle que soit leur forme juridique ou leur","link":"https://entreprendre.service-public.gouv.fr/vosdroits/F36016","title":"Cession de parts sociales d’une société civile immobilière (SCI)","id":3078346},{"description":"2026-07-22 : La cession de parts sociales en SARL / EURL correspond à la vente des parts détenues par un associé. Elle peut intervenir pour quitter la société, transmettre une activité ou réorganiser le capital. Elle permet aussi l’entrée d’un nouvel associé.Pour être valable, la cession de parts sociales dans une SARL ou une EURL nécessite le respect de plusieurs étapes.Depuis le 1er janvier 2023, les formalités de création, de modification et de cessation d'activité doivent être réalisées en ligne sur le guichet des formalités des entreprises. Ce « guichet unique » remplace les centres de formalités des entreprises (CFE) qui sont supprimés. Il concerne toutes les entreprises, quelle que soit leur forme juridique ou leur","title":"Cession de parts sociales d’une société à responsabilité limitée (SARL / EURL)","link":"https://entreprendre.service-public.gouv.fr/vosdroits/F36015","id":3078347},{"title":"Dissolution simplifiée d'une société : transmission universelle du patrimoine (TUP)","link":"https://entreprendre.service-public.gouv.fr/vosdroits/F35962","description":"2024-10-01 : La dissolution d'une société entraîne en principe sa liquidation. Cependant, lorsqu'une société a un seul associé qui est une personne morale (c'est-à-dire une autre société), la dissolution a lieu sans passer par la liquidation, mais par une transmission universelle du patrimoine (TUP).Depuis le 1er janvier 2023, les formalités de création, de modification et de cessation d'activité doivent être réalisées en ligne sur le guichet des formalités des entreprises. Ce « guichet unique » remplace les centres de formalités des entreprises (CFE) qui sont supprimés. Il concerne toutes les entreprises, quelle que soit leur forme juridique ou leur activité.Depuis le 1er janvier 2023, les formalités de création, de modification et de cessation d'activité doivent être réalisées en ligne sur le guichet des formalités des entreprises. Ce « guichet unique » remplace les centres de formalités des entreprises (CFE) qui sont supprimés. Il concerne toutes les entreprises, quelle que soit leur forme juridique ou leur","id":3078345},{"id":3078178,"title":"Décret du 30 avril 2026 : quelles sont les évolutions en matière de formalités d’entreprise ?","link":"https://entreprendre.service-public.gouv.fr/actualites/A18904?xtor=RSS-112","description":"Le décret du 30 avril 2026 apporte différentes modifications notables afin de simplifier les formalités d’entreprise."},{"title":"Création d’une procédure simplifiée de recouvrement des créances commerciales incontestées","link":"https://entreprendre.service-public.gouv.fr/actualites/A18889?xtor=RSS-112","description":"La loi du 23 avril 2026 instaure une procédure simplifiée de recouvrement pour les créances commerciales incontestées entre commerçants.","id":3078175},{"description":"La DOETH au titre de l’année 2025 doit être effectuée au sein de la DSN du mois d’avril 2026. Cette déclaration doit être faite le 5 ou le 15 mai","title":"Plus que quelques jours pour faire votre déclaration OETH","link":"https://entreprendre.service-public.gouv.fr/actualites/A18121?xtor=RSS-112","id":3078176},{"id":3078177,"title":"CFE : il est temps de demander une exonération ou de signaler une modification","link":"https://entreprendre.service-public.gouv.fr/actualites/A18204?xtor=RSS-112","description":"Vous souhaitez bénéficier d'une exonération de cotisation foncière des entreprises (CFE) ou indiquer une modification à l'administration ? Vous avez jusqu'au 5 mai 2026 pour faire votre"},{"description":"Au 1 er janvier 2026, les règles applicables aux prestations attribuées par le comité social économique (CSE) évoluent. On retrouve notamment la revalorisation des seuils d’exonération de certaines prestations ainsi que l’ajout d’informations sur de nouvelles prestations bénéficiant de règles d’exonération","link":"https://entreprendre.service-public.gouv.fr/actualites/A18812?xtor=RSS-112","title":"Quels sont les nouveaux avantages dont bénéficient les CSE en 2026 ?","id":3078174},{"id":3078140,"description":"Avis concernant la date d'entrée en vigueur de l'accord sous forme d'échange de lettres entre l'Union européenne et la République populaire de Chine au titre de l'article XXVIII de l'accord général sur les tarifs douaniers et le commerce (GATT) de 1994 en ce qui concerne la modification des concessions pour l'ensemble des contingents tarifaires de la liste CLXXV de l'Union européenne à la suite du retrait du Royaume-Uni de l'Union","title":"ST 12320 2026 INIT","link":"https://data.consilium.europa.eu/doc/document/ST-12320-2026-INIT/fr/pdf"},{"description":"Proposition de RÈGLEMENT DU PARLEMENT EUROPÉEN ET DU CONSEIL modifiant le règlement (UE) 2017/1369 et le règlement (UE) 2020/740 en ce qui concerne la simplification et une meilleure utilisation des options numériques pour l’étiquetage énergétique et l’étiquetage des","title":"ST 11199 2026 INIT","link":"https://data.consilium.europa.eu/doc/document/ST-11199-2026-INIT/fr/pdf","id":3078136},{"id":3078137,"description":"DOCUMENT DE TRAVAIL DES SERVICES DE LA COMMISSION RÉSUMÉ DU RAPPORT D'ANALYSE D'IMPACT accompagnant le document: Proposition de règlement du Parlement européen et du Conseil modifiant le règlement (UE) 2017/1369 et le règlement (UE) 2020/740 en ce qui concerne la simplification et une meilleure utilisation des options numériques pour l’étiquetage énergétique et l’étiquetage des","link":"https://data.consilium.europa.eu/doc/document/ST-11199-2026-ADD-3/fr/pdf","title":"ST 11199 2026 ADD 3"},{"title":"ST 11199 2026 ADD 1","link":"https://data.consilium.europa.eu/doc/document/ST-11199-2026-ADD-1/fr/pdf","description":"ANNEXES de la Proposition de règlement du Parlement européen et du Conseil modifiant le règlement (UE) 2017/1369 et le règlement (UE) 2020/740 en ce qui concerne la simplification et une meilleure utilisation des options numériques pour l'étiquetage énergétique et l'étiquetage des","id":3078138},{"description":"ANNEXE de la proposition de décision d’exécution du Conseil présentée par la Commission relative au recensement des projets de défense européens d’intérêt commun au titre du règlement (UE) 2025/2643 du Parlement européen et du","title":"ST 11536 2026 ADD 1","link":"https://data.consilium.europa.eu/doc/document/ST-11536-2026-ADD-1/fr/pdf","id":3078139},{"link":"https://www.lemoci.com/actualites/actualites/dossier-union-europeenne-quand-les-accords-commerciaux-naviguent-entre-negociations-musclees-et-conclusions-rapides/","title":"Dossier Union européenne : quand les accords commerciaux naviguent entre négociations musclées et conclusions rapides","description":"Entre ratification d’accords historiques et négociations sous haute tension, la politique commerciale de l’Union européenne a suivi une trajectoire contrastée lors de cette première moitié de l’année. Face aux fractures géopolitiques mondiales, Bruxelles accélère sa stratégie de diversification en consolidant ses partenariats stratégiques en Asie et en Amériques, tout en encadrant ses compromis par des […] Cet article Dossier Union européenne : quand les accords commerciaux naviguent entre négociations musclées et conclusions rapides est apparu en premier sur Le Moci","id":3078100},{"title":"Incendies : protéger les salariés et assurer la continuité de l'activité","link":"https://entreprendre.service-public.gouv.fr/actualites/A19026","id":3077829},{"id":3077811,"description":"Stagiaire au sein du département Environnement à mi-temps Le Haut-commissariat à la Stratégie et au Plan recrute un(e) stagiaire à mi-temps (4 à 6 demi-journées par semaine) au sein du département Environnement pour une durée de 6 mois, à compter de septembre 2026. nicolas.dumont mar 04/08/2026 - 15:59","link":"https://www.strategie-plan.gouv.fr/offres-demploi/stagiaire-au-sein-du-departement-environnement-mi-temps","title":"Stagiaire au sein du département Environnement à mi-temps"},{"id":3077807,"description":"1,000 posts, but who’s counting? (We are, actually.) lfair March 8, 2018 | 9:37AM 1,000 posts, but who’s counting? (We are, actually.) By Lesley Fair When the FTC’s Bureau of Consumer Protection started the Business Blog in 2010, we promised readers “a minimum of ho-hum, a maximum of how-to, and as little yadda yadda yadda as a legal website can manage.” More than 1,000 Business Blog posts later and we’re still striving to keep things engaging and enlightening (although being a legal website and all, we’ve succeeded is cutting out only two of the yaddas). The FTC’s unique dual mission is to protect consumers and promote competition. In addition to law enforcement, a critical part of our job is to help consumers access accurate information . Another component is to offer companies guidance about complying with the law. There’s a time for case precedent and C.F.R. cites, but occasionally it’s best to conduct that conversation in an informal voice – and the Business Blog is Exhibit A. We’ve rapped about lice , parodied Poe , and took to the dance floor for a disco-inspired primer on employers’ responsibilities under the Fair Credit Reporting Act. We aim to keep the content informative and the popular cultural references at least remotely relevant. We do our best to be scrupulously accurate about the law, but we’re also happy when readers ask “Are you sure this is a government blog?” But the Business Blog is only one part of the Bureau of Consumer Protection’s Business Center . For the convenience of business owners, advertisers, marketing executives, and the attorneys who represent them, we divide the resources of the Business Center into five sections: Advertising & Marketing . That’s where we cover topics like health claims, endorsements, Made in USA, and telemarketing. Credit & Finance . That’s the financial hub, addressing debt collection, credit, billing, and payments. Privacy & Data Security . Look there for information about – obviously – consumer privacy and data security, but also credit reporting, the Children’s Online Privacy Protection Act, and the EU-U.S. Privacy Shield. Selected Industries . This page links to one-stop portals for businesses covered by particular FTC rules – for example, auto dealers , members of the funeral industry , or companies that sell clothing and textiles . Protecting Small Businesses . The newest addition to the site, that’s where we curate just-the-facts tips on cybersecurity and scams targeting small businesses. Visit a page relevant to your line of work and you’ll see a similar structure throughout. For example, on the Data Security page, showcased at the top is featured guidance – our newest or most popular publications. These are informal staff brochures written in a get-to-the-point style for executives who put the busi- in business. Scroll down for more titles. Some offer basic advice to businesses of any size and in any sector. ( Start with Security and Data Breach Response are two example.) Others focus on developing areas of the marketplace – like Careful Connections: Building Security in the Internet of Things and Mobile Health App Developers: FTC Best Practices . Scroll all the way down for videos, FTC-produced two-minute drills on timely topics. The right side of each page has informative features, too. At the top are the five most recent ICYMI Business Blog posts related to the topic. Below that is the real treasure trove – Legal Resources . Looking for every data security case the FTC has brought in the past decade, a link to last week’s PrivacyCon 2018 , or that ancient FTC report about “the wireless World Wide Web”? (Give us a break. It was 2002.) Legal Resources is where you’ll find","link":"https://www.ftc.gov/business-guidance/blog/2018/03/1000-posts-whos-counting-we-are-actually","title":"1,000 posts, but who’s counting? (We are, actually.)"},{"id":3077808,"link":"https://www.ftc.gov/business-guidance/blog/2024/10/mark-your-calendars-telemarketers-sellers-october-15-telemarketing-sales-rules-record-store-day","title":"Mark your calendars, telemarketers and sellers! October 15 is the Telemarketing Sales Rule’s Record Store Day.","description":"Mark your calendars, telemarketers and sellers! October 15 is the Telemarketing Sales Rule’s Record Store Day. jensor October 11, 2024 | 1:20PM Mark your calendars, telemarketers and sellers! October 15 is the Telemarketing Sales Rule’s Record Store Day. By Ben Davidson Get ready. It’s almost Store Your Records Day for telemarketers everywhere. You’re probably asking, what do telemarketers have to do with folks lining up outside of their local record stores to buy limited edition vinyl releases? Doesn’t Record Store Day happen in April and November? And, importantly, will there ever be a release that compares to the vinyl edition of Taylor Swift’s Long Pond Studio Sessions or Olivia Rodrigo’s Secret Tracks? Well, October 15 is a different kind of record store day. It’s the day that the Telemarketing Sales Rule (TSR) will begin requiring sellers and telemarketers to store the records of their telemarketing calls (insert drum riff here). Here's what you need to know. Earlier this year, the FTC updated the TSR’s recordkeeping requirements. The Federal Register Notice has the details, and a lot of those requirements are already in effect. But starting October 15, sellers and telemarketers must – if they’re not already – begin keeping call detail records. This includes information about: The identity of the telemarketer that placed the call, and the identity of the seller or person for whom the call was placed. The good or service that was the subject of the call. The calling number, called number, date, time, and duration of the call. The caller identification number transmitted and proof that the telemarketer was authorized to display that caller ID number. The disposition of the call including whether it was answered, connected, or transferred. While you’re celebrating , take a minute to make sure you’re also complying with the requirements that went into effect in May. That is, make sure you’re in the habit of keeping, among other things: Copies of promotional materials, telemarketing scripts, and prerecorded messages. Customer records and records of certain prize recipients, including the names, telephone numbers, physical or email addresses, product purchased, and the date and amount of purchase or prize awarded. Records of people the seller says it can call because it has an established business relationship with them, or they are previous donors to a charity. Names and telephone numbers of people who consented to receiving calls, and a copy of the request for consent. A record of all service providers a telemarketer uses to make telemarketing calls. A record of the version of the Do Not Call Registry the telemarketer accessed, with certain details of the access attempt. A record of people who asked the telemarketer to stop calling them. Keep in mind: Records must be retained for 5 years. If there’s no contract between sellers and telemarketers dividing up recordkeeping responsibilities, both are responsible for keeping all the records. Failing to keep each record is a violation of the Telemarketing Sales Rule, and you may be liable. And to answer your last question, it seems unlikely that anything will ever compare to Taylor Swift and Olivia Rodrigo’s releases, but I guess you never"},{"id":3077801,"title":"FTC sues marketers of student loan “debt relief” – and financer who helped it happen","link":"https://www.ftc.gov/business-guidance/blog/2019/09/ftc-sues-marketers-student-loan-debt-relief-financer-who-helped-it-happen","description":"FTC sues marketers of student loan “debt relief” – and financer who helped it happen lfair September 12, 2019 | 12:35PM FTC sues marketers of student loan “debt relief” – and financer who helped it happen By Lesley Fair Every spring at colleges across the country, many graduates receive a diploma in their hand – and an albatross around their neck. The burden of student loan debt weighs heavily on American families. And given the pressures on cash-strapped employees, businesses say they’re paying a price in productivity. The FTC has brought numerous cases against companies that pitch deceptive student loan “debt relief.” Actions announced by the FTC and the Minnesota Attorney General continue that effort, but come with a twist that should be relevant to those in the financial sector. Manhattan Beach Venture, LLC, undertook a massive telemarketing campaign to sell purported services to consumers struggling with student loan debt. The pitch was persuasive. According to the complaint, the company’s telemarketers told consumers they qualified under a federal program to get forgiveness for all or part of their student loans or that they could get a permanent reduction in what they paid each month. People just needed to sign up with Manhattan Beach Venture, which would enroll them in the program. What if consumers – many of whom were already struggling with debt – couldn’t pay the fee to sign up? Manhattan Beach had an answer: People could get financing through a third-party lender, Equitable Acceptance Corporation. And that’s where the FTC and Minnesota AG allege the defendants compounded the consumer injury. You’ll want to read the complaint to get a feel for the sales tactics the defendants used, but here’s a summary. When a Manhattan Beach telemarketer had an interested consumer on the phone, the telemarketer sent the person a contract via email to sign electronically. If the consumer met Equitable Acceptance’s prescreening requirements for financing, the telemarketer also emailed the consumer a contract with Equitable Acceptance and directed the consumer to sign immediately. The complaint alleges that the consumers walked away from the telemarketing call with a new monthly payment that they thought was going toward their student loans and ultimately loan forgiveness. But according to the FTC and the Minnesota AG, despite what Manhattan Beach claimed, there was no basis for Manhattan Beach’s promises that consumers would get their loan payments permanently reduced or their loans forgiven. What’s more, the monthly payments consumers were required to pay weren’t applied toward their student loans. Instead, the payments were pocketed by the defendants. In addition, the lawsuit alleges that Equitable Acceptance locked consumers into high-interest loans to pay Manhattan Beach’s $1300 to $1400 fee without clearly disclosing fundamental terms, including the amount financed and the finance charge. The result: double-decker deception by Manhattan Beach and Equitable Acceptance. The FTC and Minnesota AG’s complaint charges the Manhattan Beach Venture defendants with multiple violations of federal and state law, including violations of the Telemarketing Sales Rule’s ban on advance fees for debt relief services. The lawsuit also alleges Equitable Acceptance violated the TSR by providing substantial assistance to Manhattan Beach Venture when it knew (or consciously avoided knowing) that the company engaged in deceptive and abusive telemarketing. In addition, the complaint charges that Equitable Acceptance violated the Truth in Lending Act and state consumer protection provisions by – among other things – failing to clearly disclose important information about the financing. But that’s not all. The FTC also filed suit against a company known as Student Advocates , another outfit that allegedly engaged in similar deceptive student loan debt relief practices – and also used"},{"id":3077802,"description":"Can you support your claims about Privacy Shield, CBPR participation? lfair June 19, 2019 | 10:35AM Can you support your claims about Privacy Shield, CBPR participation? By Lesley Fair Phileas Fogg was famous for going around the world in 80 days, but when it comes to global commerce, consumers can manage the same feat with just one click. Recent FTC actions touch on the international implications of consumer protection. SecurTest is a Florida-based background screening company that claimed to participate in the EU-U.S. and Swiss-U.S. Privacy Shield programs. Privacy Shield establishes a process to allow companies to transfer consumer data from European Union countries and Switzerland to the United States in compliance with EU and Swiss law. To participate, companies must complete a self-certification process with the Department of Commerce and then recertify annually. Privacy Shield participation is voluntary, but the FTC can take action if companies make deceptive representations about their status. According to the complaint , SecurTest started its Privacy Shield application in September 2017. Shortly after that, the company added language at the bottom of its webpage to say its application was pending. However, months passed and SecurTest didn’t complete the application. And yet until July 2018 – when the FTC raised the issue – the company said in its Privacy Policy that it “complies with the EU-US Privacy Shield Framework and the Swiss-US Privacy Shield Framework” and that it “has certified to the Department of Commerce that it adheres to the Privacy Shield Principles.” The complaint alleges that SecurTest’s claim of Framework participation was false. To settle the case, the company has agreed not to misrepresent its participation in any privacy or security program sponsored by a government agency, self-regulatory group, or standard setting organization. The FTC is accepting public comments about the proposed settlement. In a related development, FTC staff sent warning letters to 13 companies that falsely claimed they participate in the U.S.-EU Safe Harbor and the U.S.-Swiss Safe Harbor Frameworks. How can we be so sure their claims are false? Because Privacy Shield replaced the Safe Harbor Frameworks in 2016. The Safe Harbor agreements are no longer in effect and the last valid self-certifications have long expired. The letters asked the companies to remove from their sites, privacy policies, or other public documents any mention of Safe Harbor participation. The companies have since taken their Safe Harbor claims down. If they hadn’t acted within 30 days – well, there’s a reason they’re called warning letters. FTC staff also sent warning letters to two companies that falsely claimed in their privacy policies that they participate in the Asia-Pacific Economic Cooperation Cross-Border Privacy Rules system. APEC’s CBPR system is an initiative to enhance the protection of consumer data that moves among APEC member economies. To become a certified participant, a designated third party – they’re called APEC-recognized Accountability Agents – must review and certify that the company complies with the program’s requirements. Like the other warning letters, the letters sent a “We’ll be back” message and outlined the companies’ options: 1) Immediately remove any claim stating or implying CBPR participation; 2) Apply to become a certified participant, but remove any references to their involvement unless and until they’re certified; or 3) Do nothing, but with the clear understanding that the FTC reserves the right to take appropriate legal action to protect the integrity of the APEC CBPR system. These companies, too, have taken down their false CBPR claims. The proposed settlement and warning letters offer three takeaways for other companies. Avoid a false start. So your company has started its application to voluntarily participate in an initiative like the EU-U.S. Privacy Shield, the","link":"https://www.ftc.gov/business-guidance/blog/2019/06/can-you-support-your-claims-about-privacy-shield-cbpr-participation","title":"Can you support your claims about Privacy Shield, CBPR participation?"},{"id":3077803,"description":"It’s a fact: No changes to FTC “Lighting Facts” requirements lfair March 25, 2019 | 2:26PM It’s a fact: No changes to FTC “Lighting Facts” requirements By Colleen Tressler Word has it there’s been some confusion as to whether the FTC’s “Lighting Facts” label requirements are still in place. So we thought it would be a good idea to shed some light on the issue. The FTC’s requirements at 16 C.F.R. Part 305 still apply and, what’s more, nothing has changed: The FTC’s black and white Lighting Facts labels, like the one below, must still appear on packages for general service lamps and specialty consumer lamps. Confusion may have arisen due to the closure of the voluntary DOE LED Lighting Facts® program , which is separate from the FTC labels. On March 1, 2018, the DOE stopped accepting new lighting facts products for that agency’s program. The end of DOE’s program does not affect the existing consumer Lighting Facts labels that the FTC Rules require.","link":"https://www.ftc.gov/business-guidance/blog/2019/03/its-fact-no-changes-ftc-lighting-facts-requirements","title":"It’s a fact: No changes to FTC “Lighting Facts” requirements"},{"id":3077804,"description":"Talking turkey lfair November 20, 2018 | 12:17PM Talking turkey By Lesley Fair Whether it’s a spare can of cranberry sauce or an extra turkey platter, thoughtful Thanksgiving hosts make contingency plans for the holiday. This year, if the dinner discussion veers into controversial territory – like the pumpkin pie vs. pecan pie debate – here’s a suggested topic of conversation you can have at the ready. Some people call them “grandparent scams,” but it’s any form of fraud where a scammer impersonates a family member and calls with an urgent plea for emergency cash supposedly to get medical care, pay for bail, or extricate themselves from a dangerous situation. The scammer’s goal is to trick the concerned relative into sending money before they’ve had a chance to think things through. With grandparents, aunts, uncles, and cousins gathered around the table, Thanksgiving is the perfect time to warn your family about this form of fraud. The best response to calls of this kind is to resist the urge to act immediately, no matter how dramatic the story may be. Take the time to investigate whether there really is an emergency. Call the relative at a number you know to be genuine and check the story out with another trusted family member even if ( especially if) the caller begs for confidentiality. Con artists are cagey and have a variety of stock responses to family members’ suspicions – “I know I don’t sound like myself, Grandpa. I’m in the hospital with a broken nose.” or “Don’t tell Mom. Let’s keep this our secret.” Another tactic favored by fraudsters: trying to “sell” the story by enlisting a fellow crook to impersonate a doctor, lawyer, or police officer. One tip-off that fraud is afoot is an insistence on getting money immediately. Scammers are partial to payment by wire and we warned you recently about their growing fondness for payment by gift cards. This Thanksgiving before anyone leaves the table, make sure they know that no one in your family will ever call with an emergency request that they immediately wire money, pay with a gift card, or send cash. Report this form of fraud and any other suspected rip-off to the FTC at www.ftc.gov/complaint .","link":"https://www.ftc.gov/business-guidance/blog/2018/11/talking-turkey","title":"Talking turkey"},{"id":3077805,"description":"Be discreet when you delete your fleet lfair August 27, 2018 | 10:13AM Be discreet when you delete your fleet By Lesley Fair Thinking about replacing a company car or truck? Unless you take some security steps before selling the vehicle, you could be leaving behind a water bottle or two, some change under the seat – and a massive amount of corporate and personal data. Systems in newer cars do a great job keeping you and your employees connected while on the road. But like laptops and smartphones, your company cars may be storing more information than you realize – data that could be accessible to the next person in the driver seat. That could include contact lists and other data downloaded when you synced your phone, log-ins for apps, location data, and even garage entry codes for your office or home. To be on the safer side, here are steps to take before turning in your old company car: Clear the stored data. Some vehicles have a factory reset option that will return the settings to their original state. Clear any connections between your old car and your devices – for example, apps that let you locate the car in a parking lot or control vehicle functions remotely. Cancel or transfer subscription services like satellite radio or wi-fi hotspots. Of course, the process varies by make and model. So take one last nostalgic read through the owner’s manual for details. Still have questions? Contact the dealer or visit the manufacturer’s","title":"Be discreet when you delete your fleet","link":"https://www.ftc.gov/business-guidance/blog/2018/08/be-discreet-when-you-delete-your-fleet"},{"id":3077806,"title":"Small business? Know how to stop a would-be business impersonator","link":"https://www.ftc.gov/business-guidance/blog/2025/09/small-business-know-how-stop-would-be-business-impersonator","description":"Small business? Know how to stop a would-be business impersonator arayo September 29, 2025 | 10:46AM Small business? Know how to stop a would-be business impersonator Small businesses are the engine of the American economy. Whether you own a bakery, an accounting firm, a local repair shop, or something else, you want to protect what you’ve built. Sometimes that means protecting it from scammers who try to use your company’s good name. Here’s how it might happen: a scammer sets up an email address that looks like it’s from your company and sends an email to your customers. The scammer might say there’s a problem with the customer’s account or make up some other problem. What’s the scammer’s goal? To get your customers to give them passwords and bank account numbers, or to get someone to send them money. Here’s how to stop a business impersonation scam before it starts: Use email authentication. Make sure the email provider you use for your business offers email authentication technology. That way, when you send an email from your company’s server, the receiving servers can confirm that the email is really from you. If it’s not, the receiving servers may block it. Keep your network security up to date.  Always install the latest patches and updates. Set them to update automatically on your network. Look for additional means of protection, like intrusion prevention software, which checks your network for suspicious activity and sends you alerts if it finds any. Train your staff. Teach them how to avoid phishing scams and show them some of the common ways attackers can infect computers and devices with malware. Include tips for spotting and protecting against cyber threats in your regular employee trainings and communications. If someone spoofs your email, report the scam to local law enforcement, the FTC at  ReportFraud.ftc.gov , and the FBI’s Internet Crime Complaint Center at  IC3.gov . You can also forward phishing emails to  reportphishing@apwg.org  (an address used by the Anti-Phishing Working Group, which includes ISPs, security vendors, financial institutions, and law enforcement agencies). And if you find out scammers are impersonating your business, warn your customers as soon as possible — by mail, email, or social media. If you’re emailing the warning to your customers, send an email without hyperlinks. (You don’t want your notification email to look like a phishing scam.) Remind customers not to share any personal information through email or text. If your customers’ data was stolen, direct them to IdentityTheft.gov to get a recovery plan. Learn more about protecting your businesses at Cybersecurity for Small Business"},{"description":"Eric Quentin, associé du cabinet Hoche Avocats répond à cette question dans une tribune exclusive publiée dans le numéro juillet/août d’Option Finance. La baisse du nombre de contrôles fiscaux ne signifie pas un assouplissement de la vigilance de l’administration. Bien au contraire : gr'ce au data mining et à l’intelligence artificielle, les vérifications sont désormais […] L’article Des contrôles fiscaux des entreprises moins nombreux, mais mieux ciblés. Comment y faire face ? (E. Quentin) est apparu en premier sur Hoche Avocats","title":"Des contrôles fiscaux des entreprises moins nombreux, mais mieux ciblés. Comment y faire face ? (E. Quentin)","link":"https://www.hoche-avocats.com/des-controles-fiscaux-des-entreprises-moins-nombreux-mais-mieux-cibles-comment-y-faire-face-e-quentin/","id":3077389},{"id":3077028,"link":"https://entreprendre.service-public.gouv.fr/vosdroits/F36612","title":"Comment cumuler les statuts d'étudiant et de micro-entrepreneur ?","description":"2026-04-07 : En tant qu'étudiant, vous avez la possibilité d'exercer une activité professionnelle indépendante en devenant micro-entrepreneur. Les conditions à respecter ainsi que les conséquences de ce cumul sont détaillées dans cette"},{"id":3077029,"link":"https://entreprendre.service-public.gouv.fr/vosdroits/F36613","title":"Peut-on devenir micro-entrepreneur et continuer à percevoir des allocations chômage ?","description":"2026-04-14 : En tant que demandeur d'emploi, vous avez la possibilité de devenir micro-entrepreneur tout en conservant votre allocation chômage de retour à l’emploi (ARE). Ce cumul implique certaines conséquences concernant notamment le montant de l’allocation devant être versée, mais également la fiscalité ou les cotisations sociales applicables.Ce simulateur permet de calculer le montant des cotisations sociales d’un travailleur"},{"link":"https://entreprendre.service-public.gouv.fr/vosdroits/F32887","title":"Création d'entreprise : déterminer la nature de l'activité d'une entreprise","description":"2024-09-01 : Avant de créer votre entreprise, vous devez définir la nature de votre activité. Votre activité peut être commerciale, artisanale, libérale ou agricole. On vous explique comment les distinguer et si vous pouvez cumuler des activités de différentes natures.Toutes les activités sont permises (commerciale, artisanale, libérale) sauf l'activité agricole.Le cumul d'activités est possible selon certaines conditions.Votre activité sous le statut de l'entrepreneur individuel (EI) peut être commerciale, artisanale, libérale ou agricole.Le cumul d'activités est possible selon certaines modalités.Votre activité peut être commerciale, artisanale, libérale ou agricole.Le cumul d'activités est possible selon certaines","id":3077027},{"id":3076709,"description":"Face aux épisodes d'incendies de forêt, les employeurs doivent évaluer les risques liés à l'exposition aux fumées, adapter l'organisation du travail et mettre en place les mesures de prévention nécessaires pour préserver la santé et la sécurité des salariés. Des dispositifs d'accompagnement à destination des entreprises peuvent être mobilisés en cas de","title":"Incendies : protéger les salariés et assurer la continuité de l'activité","link":"https://entreprendre.service-public.gouv.fr/actualites/A19026?xtor=RSS-112"},{"id":3076707,"link":"https://entreprendre.service-public.gouv.fr/actualites/A18999?xtor=RSS-112","title":"Entreprises nouvelles : la délivrance de l’attestation de régularité fiscale est assouplie","description":"Le 8 juillet 2026, le BOFIP a annoncé un assouplissement des conditions de délivrance de l’attestation de régularité fiscale pour les entreprises nouvellement créées. Cette évolution vise à faciliter leur accès aux marchés publics et, plus largement, à simplifier leurs démarches"}]